Best Super Visa Insurance Plans For Parents & Grandparents In Canada – 2025 Compare & Save
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What is Super Visa Insurance?
Super Visa allows Parents or grandparents to stay in Canada for up to two years at a time and is offered to parents of Permanent and Canadian residents. This visa is a valuable tool that helps reunite Parents and Grandparents with family, providing a long-term stay for loved ones. Super Visa can be issued for up to ten years. Applicants must show they have a Travel Medical Insurance set up for one year after arriving in Canada. This insurance is purchased by the family member sponsoring the visitor so that the visitor will be covered during the entire stay in Canada in case of medical emergencies.
You will need emergency medical coverage of a minimum of $100,000, valid for at least one year from the day they enter Canada, proof of paid medical insurance premium, and they may also need a signed letter from either a child or grandchild promising financial support during their stay in the country. Are you looking for a Super Visa Insurance Policy in Canada? Super Visa Insurance in Canada is an essential part of the Canadian Super Visa application process. It’s also known as a Parent and Grandparent Visa. If you’re not exactly sure what it is or how it works, fear not. You can get all the information you need here.
We understand how important family is, and when your parents or grandparents live in another country, bringing them closer to you becomes so much more important. In the process of helping your family members come to Canada, you may have come across the term super visa or Super Visa Insurance Plan. If no one has explained to you exactly what this is, then here’s some more information to help you get started.
Super Visa Insurance is a policy issued by the Government that aims to reunite residents of Canada with their parents or grandparents. It allows multiple entry visas and covers your parents and grandparents on the same insurance policy plan. If you are pursuing Parental Sponsorship, then a Canadian Super Visa Insurance Policy is one of the most viable solutions.
We understand that obtaining this insurance can be stressful, so we’re here to help! We will leverage our experience and expertise to guide you through every step so you’re sure to meet all requirements and guidelines set out by the Government.
Learn more about the Canadian Super Visa Insurance Plan
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Compare the Various Super Visa Insurance Plans
When comparing Super Visa Insurance Policies in Canada, you should consider the coverage, cost, and benefits. The coverage limit varies from one plan to another, from basic emergency medical coverage to advanced benefits, including trip interruption, repatriation, and coverage for pre-existing conditions. Premium plans come with higher coverage limits and a higher cost. When deciding on the best plan, consider some factors, such as the health status of your family member, the duration of the trip, and any other additional services needed. Compare Super Visa Insurance quotes from top insurance providers before submitting your application to Citizenship and Immigration Canada. In a few short minutes, you’ll know if you’re eligible for coverage and how much it will cost.
Can You Get Super Visa Insurance Monthly Plan Payment Options?
Are you planning to have your parents or grandparents visit you and your family in Canada, and do you need to obtain a Super Visa Travel Insurance Plan? You may be wondering how to afford it. The good news is that many insurance providers offer flexible payment options, including monthly payments, to make reuniting families in Canada easier.
As per Immigration, Refugees, and Citizenship Canada (IRCC), under the Super Visa Insurance Monthly payment plan, the first two months’ premium needs to be paid upfront. This means that you can spread the cost of the Super Visa Insurance over a longer period, making it more affordable. Additionally, if you are already in Canada and applying to extend your visa, you can arrange for monthly payments with your insurance provider.
When it comes to selecting Medical Insurance for Super Visa, it’s essential to compare different policies and choose the one that fits your Super Visa Insurance requirements. At CanadianLIC, we understand that this can be a daunting task, which is why our experienced insurance agents are here to help.
We will guide you through the process and answer any questions you may have to ensure you get the best policy for your needs & within your budget. Don’t let the Super Visa Insurance costs prevent you from visiting your loved ones in Canada. With flexible monthly payment options, you can spread the cost over time and enjoy peace of mind, knowing that you are properly covered in case of any medical emergencies. Contact us today to learn more about our Super Visa Insurance Monthly Plans and how we can help you obtain the coverage you need at an affordable price.
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Table of contents
Super Visa CHECKLIST FORM
Are you applying for a Super Visa for your parents or Grandparents? Not sure what documents you need to apply for this?
We are here to help you! Let’s have a look at the Documents checklist while applying for a Super Visa.
We can help you get the best Medical Insurance for Super Visa Coverage for your Parents/Grandparents.
Learn more about how to apply for a Super Visa Insurance Policy
Super Visa Insurance – LICO Table For 2025
Are you applying for a Super Visa for your parents or grandparents?
Do you know you need a document to prove that you are meeting the Low Income Cut off Minimum (LICO)
The LICO table below illustrates income thresholds based on 2025 statistics for various household sizes and locations across Canada:
Let’s have a look at LICO Table for 2025
| SIZE OF FAMILY UNIT | One person |
|---|---|
| One person | $29,380 |
| Two persons | $36,576 |
| Three persons | $44,966 |
| Four persons | $54,594 |
| Five persons | $61,920 |
| Six persons | $69,834 |
| Seven persons | $77,750 |
| If more than seven persons, for each additional person, add | $7,916 |
Disclaimer: The LICO values presented here are projections and not official figures; it’s advisable to seek information from multiple sources, especially when applying for immigration programs. Additionally, these figures will be updated once the IRCC releases the official data.
Hospital Expenses
| Are You Worried about COVID-19? | Yes |
| Do you have a Health Card or Coverage through OHIP? |
No |
| Are You on Work Permit Status? | Yes |
| Are You on a Visitor Visa? | Yes |
| Are You a Recently Landed Immigrant? | Yes |
If you don’t Have Super Visa Medical Insurance
Get Ready to Pay The Below Prices.
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Inpatient Daily Charges* | OHIP | UN | OOC |
| Acute Care Daily Rate – Standard Ward | – | $3,700 | $3,700 |
| Acute Care Daily Rate – Newborn | – | $1,500 | $1,500 |
| Rehabilitation Daily Rate/Chronic – Standard Ward |
– | $3,700 | $3,700 |
| Intensive Care Unit / Neonatal Intensive Care Unit |
– | $6,000 | $6,000 |
* DEPOSIT: Pre-payment of patient charges is required when services to be provided by the Hospital
to a patient are not insured. The deposit requested will be for three (3) days of inpatient stay.
Preferred Accommodation (Daily Rates)
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Acute or Rehabilitation – Semi-Private | $280 | $3,980 | $3,980 |
| Acute or Rehabilitation – Private | $310 | $4,010 | $4,010 |
| Chronic – Semi-Private | – | $1,500 | $1,500 |
| Rehabilitation Daily Rate/Chronic – Standard Ward | $45 | $3,980 | $3,980 |
| Chronic – Private | $65 | $4,010 | $4,010 |
Outpatient Visit Charges
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Emergency Room Visit | $0 | $1,000 | $1,000 |
| Outpatient Clinic Visit | $0 | $600 | $600 |
| Minor Procedure | $0 | $400 | $400 |
| Chemotherapy Visit (excludes drug charges) | $0 | $600 | $600 |
| Chiropody Visit | $20 | $600 | $600 |
| Dialysis Clinic and Hemodialysis daily rate | $0 | $1,400 | $1,400 |
| Ambulance (Ministry of Health) – Essential ($195 covered by OHIP) |
$45 | $240 | $240 |
All ER and Outpatient Visit charges include basic assessment only.
Excluded from the basic cost are high-cost diagnostic procedures, consultant fees, physician fees
(other than the ER Doctor) and all items are separately billed below.
Excludes Uninsured Daily Inpatient Room Rate
Excludes Physician fees and Cost Of Implants.
| SIZE OF FAMILY UNIT |
UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) |
|---|---|---|
| Diagnostic Test Fees | UN | OOC |
| X-ray | $100 | $100 |
| Each additional X-ray | $50 | $50 |
| MRI (Magnetic Resonance Imaging) | $800 | $800 |
| MRI (Magnetic Resonance Imaging) with gadolinium |
$875 | $875 |
| Ultrasound | $175 | $175 |
| Each additional Ultrasound | $100 | $100 |
| CAT Scan | $550 | $550 |
| CAT Scan with contrast | $600 | $600 |
Understanding Super Visa Insurance with a Pre-existing Condition
Super Visa Insurance in Canada covers pre-existing medical conditions that are not covered by OHIP or private health insurance plans. Some plans will cover pre-existing medical conditions, while others will also cover stable pre-existing medical conditions. Don’t let such medical uncertainties get in the way of having a good time while visiting Canada. Choose the best Super Visa Insurance in Canada that accommodates your needs and ensures that your family member is fully protected. Don’t worry about this, as we will show you the right way to get you the best policy for your needs & within your budget.
What does super visa medical insurance cover?
Super Visa Medical Insurance can take care of most of the treatment expenses. There are other benefits as well. Here’s a list, have a look:
What does Super Visa insurance Not cover?
Super Visa insurance usually does not cover routine checkups, cosmetic procedures, or pre-existing conditions that aren’t stable. It also excludes expenses from high-risk activities or undisclosed medical history. Dental and vision care may be limited or excluded unless it’s emergency-related. Always read the policy to understand specific exclusions.
Doubt About Coverage
Our Advisors Can Assist with Any Inquiries You May Have!
Give Us a Call at 1-416-543-9000
Protect Your Parents and Grandparents with Super Visa Insurance During Their Visit!
Are you inviting your Parents on a Super Visa?
Did you know you can cover them for medical emergencies while they are on their flight?
Yes, they can be covered during their transit, too! Call us to get the best Medical Insurance for Super Visa for your Parents or Grandparents. Medical emergencies can affect your pocket and make you pay thousands of dollars in bills. Make sure your parents or grandparents are protected from these medical expenses.
A partial Refund can be applied for the Unused Period of Super Visa Insurance!
Are your parents or grandparents here with you on Super Visa Insurance?
If they are planning to leave Canada before one year, you can get a partial refund for the unused months of Super Visa Medical Insurance..
Yes! You can get your money back if they are not staying here for the whole year. For more details, call us or book an appointment today! Our experienced advisors will help you with your questions!
You can get a Full Refund for the Super Visa Insurance Plan if the Visa is not approved!
Are you applying for a Super Visa for your Parents or Grandparents?
Worried about the loss of premiums paid if the visa gets rejected?
Well, you do not need to stress about this. Insurance companies give you a full refund in case the visa is not approved by the Immigration Department of Canada.
This way, you will not lose any of your money! Call us to get more details about the Super Visa Insurance Plans for Visitors. Our experienced advisors will answer all your questions. Book an appointment today!
Learn more about the mistakes to avoid while buying Super Visa Insurance
How Does Medical Insurance Work for a Super Visa?
Medical insurance for Super Visa covers emergency healthcare costs while parents or grandparents visit Canada. It must be purchased from a Canadian insurer. Coverage typically includes hospitalization, doctor visits, and emergency care. The policy must provide at least $100,000 in coverage for a minimum of one year.
Does Super Visa Insurance cover dental?
You can get accidental and emergency dental coverage with Medical Insurance for Super Visa. With accidental coverage, you receive emergency treatment and service for any or all teeth, including caps and crowns. Dental emergency coverage provides immediate relief from acute dental pain caused by a dental emergency, excluding injuries to the face. Any conditions that have already been treated are not covered. As with accidental coverage, you must get treatment within 90 days of the emergency before returning to your original country.
Diseases covered under Super Visa Insurance
If you have a condition such as Alzheimer’s, Stroke, Schizophrenia, or Parkinson’s, you can still get Super Visa Medical Insurance coverage. You need to disclose those types of conditions, as well as diabetes, issues with major organs, past surgeries, and blood pressure issues, anything that originates from a pre-existing condition. Make sure to understand what is and what is not included in your policy so you don’t get a claim declined. You will have to go through plans to find one that covers what you need. Or Consult with Canadian LIC Inc. Advisors.
Is Medical Insurance Mandatory for a Super Visa?
You won’t need a medical exam to get a Super Visa, but you will have to answer some medical questions honestly.
You will need to have Medical Insurance for a Super Visa, which is called Super Visa Insurance. All applicants will need to show they have Emergency Medical Health insurance coverage from a Canadian Insurance Company. The coverage needs to meet the minimum CAD 100,000.00 required by the Government of Canada.
How much do medical expenses cost in Canada without Super Visa insurance?
Medical Expenses in Canada: With vs. Without Super Visa Insurance
| Medical Service | Cost Without Insurance (CAD) | Cost With Super Visa Insurance |
|---|---|---|
| Emergency Room Visit (basic) | $800 – $1,500 | $0 (covered under most policies) |
| Hospital Stay (per day) | $3,000 – $5,000 | $0 (covered under most policies) |
| Intensive Care Unit (per day) | $5,000 – $10,000+ | $0 (covered under most policies) |
| Minor Surgery | $3,000 – $15,000 | $0 (covered under most policies) |
| Major Surgery | $20,000 – $100,000+ | $0 (covered up to policy limit) |
| MRI or CT Scan | $800 – $2,500 | $0 (covered under most policies) |
| Ambulance Services | $500 – $1,000+ | $0 (covered under most policies) |
Without Super Visa insurance, even a short hospital stay or diagnostic scan can result in thousands of dollars in out-of-pocket costs. Super Visa insurance ensures your parents or grandparents are financially protected during medical emergencies in Canada.
How long will Super Visa Insurance be valid?
Super Visa Insurance for visitors is different from regular visitor visas, where you are only allowed to remain for six months in Canada. With Super Visa Insurance, you can stay for up to five years, and the insurance is valid only for one year. A regular super visa can be issued for up to ten years, but the visitor can only stay up to 5 Years at a time for each visit.
Will Super Visa Insurance start from my Super Visa start date?
When you apply for Super Visa Insurance, remember that Super Visa Insurance Coverage should not be started until the visa is issued with finalized travel dates. Your insurance should start on the date you travel. The coverage will end when you cancel your insurance or when you return to your own country. If you have an expiry date, your policy will end on that date. You can extend your super visa by submitting an extension up to 1 year before the current status expires.
How To Make a Claim
At Canadian LIC, we understand that accidents and unexpected events can happen anytime. That’s why we are committed to making the claims process as easy and stress-free as possible for our valued clients. When you need to make a claim, you can count on us to be there for you every step of the way.
Get the best Insurance Quote from Canadian L.I.C
Call 1 844-542-4678 to speak to our advisors.
FAQS
To apply, confirm you’re eligible as a parent or grandparent of a Canadian citizen or permanent resident. You’ll need proof of funds, a letter of invitation, and a valid Super Visa Insurance policy issued by a Canadian insurer. All documents must be submitted from outside Canada.
No, the Super Visa application must be submitted from outside Canada. Even if your parents are visiting, a new application cannot be initiated while they are in the country. Strong financial and insurance documentation can help support approval.
Yes, grandparents can live independently while in Canada on a Super Visa. However, they must demonstrate financial support from their sponsor and maintain valid Super Visa Insurance coverage throughout their stay to meet IRCC requirements.
No, new Super Visa applications must be completed and submitted from outside Canada. Updated documents, including medical insurance, a new invitation letter, and proof of income, are required each time a new application is made.
Yes, Canadian citizens or permanent residents can apply on behalf of their parents. You’ll need to gather all documents, including proof of income and valid Super Visa Insurance. Working with a licensed consultant can simplify the process.
Eligibility is open to parents and grandparents of Canadian citizens or permanent residents. Applicants must meet minimum income thresholds, pass a medical exam, and carry Super Visa Insurance with coverage of at least $100,000 from a Canadian insurer.
Applicants must provide valid medical insurance, a completed Immigration Medical Exam (IME), a letter of invitation, and proof of financial support. NOAs and bank statements help strengthen the case during submission to IRCC.
No, Super Visa rules require that the medical insurance policy be purchased from a Canadian insurance company. Foreign-issued policies are not accepted by IRCC and could lead to a refusal or request for resubmission.
At minimum, purchase Super Visa Insurance with $100,000 coverage. This amount is required by IRCC and ensures your parent is protected in case of hospitalization, emergency care, or repatriation while in Canada.
Yes, you can buy Super Visa Insurance for any eligible family member visiting Canada. It ensures they meet IRCC’s medical insurance requirement and are protected during their extended stay in the country.
Yes, many insurance companies offer discounts when you buy Super Visa Insurance for multiple family members at once. Request a group quote to explore bundled pricing and compare savings across top providers.
Yes, but coverage depends on the condition being stable. Some Super Visa Insurance plans cover stable pre-existing conditions, typically requiring a 90- to 180-day stability period before coverage is valid.
No medical exam is required, but you must fully answer medical questionnaires during the application. Incomplete or inaccurate answers may result in denied Super Visa Insurance claims later.
Yes, if the Super Visa is refused, the insurance premium can be refunded in full. You must submit a copy of the official visa refusal letter, and refund processing is typically completed within a few weeks.
Yes, you can request cancellation under certain conditions such as early departure, visa denial, or change of plans. Refunds are issued minus administrative fees and are subject to the insurer’s cancellation policy.
A deductible affects your premium and out-of-pocket costs. Choosing a higher deductible lowers your Super Visa Insurance rate but increases what you’ll pay during a claim, so weigh the risk carefully.
Yes, many providers offer monthly payment plans for Super Visa Insurance. This makes it easier to manage costs, especially for families applying for coverage over 6 months or a full year.
You can request a Super Visa Insurance quote online from leading Canadian insurers. Compare prices, coverage limits, and deductible options to choose the plan that best fits your family’s needs.
Top-rated Canadian insurers and brokers offer strong Super Visa Insurance plans with flexible payment options, high coverage, and easy claims. Compare providers online to find the right fit.
Yes, several reputable insurers provide Super Visa Insurance monthly plans. These help families meet entry requirements while spreading out the financial burden over manageable installments.
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