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Super Visa Insurance Brampton
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Super Visa Insurance Brampton
Brampton, the city located in the heart of Canada, is an appealing tapestry that is weaved from the urban dynamism threads and the captivating splendour of nature. This city is nestled in Ontario, which is known as a province bustling with cities and alluring scenery. It can be considered a monument to the peaceful existence of natural beauty and modernization.
Brampton celebrates the cosmopolitan essence reminiscent of Ontario’s major metropolises like Toronto and Ottawa. The city provides a tapestry of culture, arts and economic opportunities. Brampton is known to flourish as a microcosm of diversity where you can find the perfect combination of cultures, languages and cuisines. Opportunities abound for individuals looking to live out their aspirations in this vibrant city.
Super Visa Insurance in Brampton covers the parents and grandparents of Canadian citizens and permanent residents. This insurance is considered specialized medical insurance that provides healthcare protection to those who are planning extended stays and are required to get a Super Visa. It enables the visitors and their families to access high-quality medical treatment.
What is Super Visa Insurance?
Super Visa Insurance is a specialized medical insurance programme in Canada for which the parents and grandparents of Canadian citizens or permanent residents are eligible. For those seeking a Super Visa, this insurance is a requirement that allows them to stay for up to five years in Canada without having to reapply for status.
Super Visa Insurance covers all the medical and healthcare expenses of parents and grandparents of Canadian citizens while they stay in Canada. This insurance is considered necessary for visitors to access the required medical care. Moreover, it helps ease the financial burden that would have been placed on Canada’s healthcare system. This special medical insurance covers the fees for hospitalization, emergency treatment, and other medical services.
If someone wishes to be eligible for a Super Visa, they are required to fulfil several requirements.
These prerequisites entail undergoing a medical examination, submitting a letter of invitation from the child or grandchild living in Canada and providing proof that they are financially well-equipped during their stay.
Everyone needs to remember that Super Visa Insurance is different from standard travel medical insurance in Canada. It is not the same because this insurance is tailored to meet the particular requirements of the Super Visa Programme.
How to Apply for a Super Visa in Brampton?
If you wish to apply for Super Visa Insurance in Brampton or any other province in Canada, you must refer to the general steps mentioned below:
- Conduct Deep Research of Insurance Providers: The first step entails researching and comparing the various insurance companies that offer Super Visa Insurance coverage. You will have to research and find a few reputable companies that have proven experience in providing comprehensive medical expenditure coverage.
- Select The Perfect Coverage: After researching, select a Super Visa Insurance plan that matches the requirements of the Government of Canada. Make sure the coverage includes emergency medical expenditures, hospitalization, and repatriation.
- Request a Quote: After the plan is selected, the next step is to contact the chosen insurance provider and get an estimate for your selected coverage. It is extremely important that you submit correct information regarding the applicant’s age, health condition, and the period of coverage that you will require.
- Go Ahead with the Insurance Application: Once you have selected the provider and received the quote, it is time to apply for insurance. Go ahead and start the application procedure. The good thing is that most of the insurance companies allow you to apply online. You will be required to submit personal information about the applicant, such as their name, date of birth, passport data, and medical history.
- Submit Documents: Providing documentation is another important step where you will be required to submit the documents such as a copy of the applicant’s passport, proof of relationship to the Canadian citizen or permanent resident (such as a birth certificate), and any other required medical examination reports or documents.
- Make the Premium Payment: It is obvious that you have to pay the premiums for the plan you have selected. It is important to be aware that the cost of Super Visa Insurance differs based on certain criteria, including the applicant’s age, the term of coverage, and the specific insurance provider.
- Get your Insurance Certificate: After completing all the steps mentioned above and once your application is approved along with the premium payment, you will receive an insurance certificate. This certificate is not to be taken for granted as it is going to be a mandatory document that you must present with your Super Visa Application.
- Apply for a Super Visa with All the Documents: After receiving the insurance certificate, apply for the Super Visa. You will be required to fill out the Super Visa application form, provide all necessary documents, including the insurance certificate, and pay the visa processing fee.
- Wait for Approval: After submitting the Super Visa application, you have no other choice but to wait for the Canadian immigration officials to process your application. You have to be patient because the processing time might vary.
- Travel Freely to Canada: Finally, the opportunity to visit Canada arises. After the Super Visa is approved, the applicant can travel to Canada and stay there for the approved duration. Make sure you carry a copy of the insurance certificate during your stay.
It is important to note that the procedure and the requirements can change at any time. Therefore, it is important to keep checking the official website of the Government of Canada for updated information. You can also consult a qualified insurance or certified immigration consultant to make sure that you are updated with accurate and up-to-date information for applying for Super Visa Insurance in Brampton.
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What are the basic requirements for Super Visa Insurance in Brampton?
Read the following to know the prerequisites for Super Visa Insurance in Brampton.
- Duration of the Insurance Coverage: The Super Visa Insurance must be valid and in effect beginning with your arrival in Canada for at least a year. Some insurance companies provide long-term coverage in a few exceptional cases.
- Minimum Amount of Policy: The Super Visa Insurance Policy should provide coverage for hospitalization, medical expenses and repatriation of at least $100,000 Canadian dollars. It is important to remember that this amount can vary. Therefore, staying updated and clarifying the requirements with the Canadian Government is important.
- Healthcare and Emergency Services Coverage: Hospitalization, additional healthcare services, and emergency medical care must all be covered by the Super Visa Insurance policy while you are in Canada.
- Multiple Entries Validity: The Super Visa Insurance must be active for each entry into Canada for it to be effective. For the entire duration of the Super Visa’s validity, all the Super Visa holders are allowed to exit and enter the country.
- Must be Issued by a Reputable Canadian Insurance Company:Super Visa Insurance coverage should be consulted by a reputable Canadian Insurance company. It is important to choose a reliable, trustworthy, licensed insurance provider.
- Evidence of the Payment: The evidence of the payment of the insurance premiums must be presented by the applicant.
- Stay Updated with Canadian Law: All the applicable rules and regulations set forth by the Canadian Government must be adhered to by the Super Visa Insurance policy.
- Must be Available for Examination: It is crucial that the Super Visa Insurance should be active and accessible to an immigration officer for examination each time a visa holder travels to Canada.
Super Visa CHECKLIST
Are you planning to apply for a Super Visa for your parents or Grandparents?
What are all the documents you require to apply for a Super Visa?
We are here to assist you with that! Let’s take a look at the Documents you will require to apply for a Super Visa.
- A Letter of Invitation from your Child or Grandchild who is residing in Canada as a Permanent Resident or Canadian Citizen
- A document that can prove that your child or grandchild meets the Low Income Cut off Minimum (LICO)
- Evidence of the parent or grandparent relationship to the Canadian citizen or permanent resident you wish to visit
- Proof of private medical insurance coverage for a minimum of one year with a Canadian Insurance Company (hint: get it from Canadian LIC)
We can assist you in obtaining the finest Medical Insurance coverage for your Parents/Grandparents in Canada.
What does Super Visa Insurance cover in Brampton?
Most of the treatment expenses are covered by Super Visa Medical Insurance. We have listed all the expenses that will be covered:
- Hospital accommodation
- Nursing care
- Ambulance Services
- Surgeries
- Emergency dental repair
- Prescription medications
- Diagnostics and X-rays
- Medical services and hospitalization
- Follow up treatment
- Rental or purchase of medical appliances
- Besides companion Accommodation and Much more
Visit here to learn more about Super Visa Insurance and what it covers.
Super Visa Insurance – LICO Table For 2023
The LICO table below illustrates income thresholds based on 2024 statistics for various household sizes and locations across Canada:
Let’s have a look at LICO Table for 2024
| SIZE OF FAMILY UNIT | One person | LICO – 6 Months |
|---|---|---|
| One person | $28,339 | $14,170 |
| Two persons | $35,282 | $17,641 |
| Three persons | $43,373 | $21,687 |
| Four persons | $52,662 | $26,331 |
| Five persons | $59,728 | $29,864 |
| Six persons | $67,362 | $33,681 |
| Seven persons | $74,998 | $37,499 |
| If more than seven persons, for each additional person, add | $7,634 | $3,817 |
Disclaimer: The LICO values presented here are projections and not official figures; it’s advisable to seek information from multiple sources, especially when applying for immigration programs. Additionally, these figures will be updated once the IRCC releases the official data.
What does Super Visa Insurance not cover in Brampton?
Take a look at what most Super Visa Insurance policies do not cover:
- routine medical visits
- pre-planned dental or eye procedures (like aesthetic procedures)
It is important to remember that this is a kind of medical protection for visitors in Canada. The primary function here is to aid in the case of unexpected events that require medical treatment.
Do I need Super Visa Insurance in Brampton?
Super Visa insurance is important for visitors travelling to Canada. The purpose of this insurance is to avoid any financial burden on the country’s public healthcare system or on the relatives who are sponsoring these visitors to travel in Canada. The Super Visa Insurance must demonstrate that you have adequate coverage in the case of a medical emergency arising while staying in the country.
How much Super Visa Insurance do I need in Brampton?
Super Visa Insurance requires a minimum of $100,000 CAD, however many people tend to invest more. The amount can go up to $1 million of Super Visa Insurance. It is highlighted that a high level of medical coverage would be chosen since more money is spent on medical care in the absence of public healthcare and also because the average Super Visa Insurance applicant is senior or elderly.
Can I get a refund if my Super Visa is not approved?
You will be happy to know that you can request a refund for your Super Visa Insurance. However, it is only possible under certain conditions. For example, if your insurance application is approved but your Super Visa application is rejected. In such a case, your Super Visa Insurance is absolutely refundable.
Is Super Visa Insurance available in a Monthly Payment Plan?
People have a lot of questions about Super Visa Insurance, for example, “Do I need Super Visa Insurance to bring my parents or grandparents to Canada?” How am I going to pay for it? And there are many more. You’ll be pleased to know that reuniting families in Canada is really easy because of the best insurance companies that provide various payment options, including monthly installments.
According to Immigration, Refugees, and Citizenship Canada (IRCC), the monthly Super Visa plan charge must be paid in advance for the first two months. Super Visa Insurance matches your budget by allowing you to spread the payment over a longer period of time. If you are currently in Canada and looking to extend your Visa, you can bring it to the attention of your insurance provider to set up monthly payments.
When selecting a Super Visa Insurance plan for your parents or grandparents based on their health conditions, it is important to compare several policies. Choose the one that best suits your requirements. Canadian LIC is well aware that this might be a difficult process. So to address this issue, our qualified insurance agents are here to assist you 24 hours a day, seven days a week, ensuring you receive the best coverage for your needs while still staying within your budget. Don’t worry; we’ll walk you through the entire process and answer all of your questions.
We at Canadian LIC value the time you spend with your loved ones and make sure that the expense of Super Visa Insurance does not interfere with it. With the option of flexible monthly payments, you can simply stretch out the expense over time, allowing you to be comfortable and at ease, knowing that you are protected and secure in any medical crisis.
Contact us today to learn more about our Super Visa Insurance Monthly plans and to get the necessary assistance and protection at a reasonable price.
How Does Medical Insurance Work for Super Visa?
You must be aware that you are entitled to medical coverage for at least one year, beginning on your first day in Canada. The essential thing to remember is that there will be no exception for the expiry date. You can anytime return to your home country anytime without incurring any cancellation fees. There are different options for deductible per claim and prices for those up to the age of 89.
What does Super Visa Medical Insurance cover?
Hospitalization, dental work, urgent care, prescription medicines, and remaining repatriation can be covered by Super Visa Insurance, as are ER and outpatient appointments. It can also be in charge of all postoperative care, surgeries, ambulance services, and nursing. You don’t need to worry about additional diagnostic tests, like X-rays and any required follow-up care because the Super Visa Insurance insurance covers these things as well. The coverage also covers companion lodging, the rental or sale of medical equipment, and other medical services.
What diseases are covered under Super Visa Insurance?
The Super Visa Insurance Policy also takes care of illnesses such as Alzheimer’s, stroke, schizophrenia, and Parkinson’s. However, any concerns stemming from pre-existing conditions, such as diabetes, problems with vital organs, past surgeries, and blood pressure-related problems, must also be addressed. To prevent having a claim denied, make sure you understand and know what your insurance covers and what it does not. It is important to evaluate the various plans to see which one best meets your needs or to schedule a consultation with the consultants at Canadian LIC now.
How long will Super Visa Insurance be valid?
Do you know that Super Visa Insurance is not the same as regular visitor visas? The regular visiting visa allows holders to stay in Canada for a maximum of six months only. However, with Super Visa Insurance, visa holders can stay for up to five years, but the coverage is only good for a year.
Which are the best Super Visa Insurance companies in Canada?
Below is a list of the most reputed and credible Super Visa Insurance companies that provide parent/grandparent Super Visa Insurance:
Each company comes with its own set of benefits. Get in touch with one of our specialists at Canadian LIC now to determine the best choice for you and your family!
Will Super Visa Insurance start from my Super Visa start date?
It is important not to forget that when you apply for Super Visa Insurance, the coverage does not begin until you receive it and the travel dates are finalized. The Super Visa Insurance coverage will begin the day you leave your parents’ country.
The insurance coverage will end the day you cancel your policy or return to your home country. If your coverage expires, it will do so on that day. You can extend your stay by applying for up to one extra year before your current status expires.
Is Medical Insurance Mandatory for a Super Visa?
A medical examination is not required to get a Super Visa, but genuine answers to several medical inquiries are required.
It is best to get medical insurance for a Super Visa, often known as Super Visa Insurance. Every applicant must have proof of emergency medical health insurance from a Canadian insurance company. According to Canadian government regulations, the coverage must be for at least $100,000.00 CND.
Does Super Visa Insurance cover dental?
You’ll be pleased to know that Super Visa Medical Insurance also provides Accidental and Emergency Dental Coverage. The accidental coverage will help you cover some or all of your dental emergency treatment. This also includes emergency care for your capped and crowned teeth.
With the help of dental emergency coverage, you will be able to experience the benefit of immediate relief in dental emergencies that result in acute dental discomfort. In the case of facial injuries, you will not be eligible for this compensation. It is important to remember that all previously treated problems will not be covered. For Accidental coverage, you must seek medical assistance within 90 days of the emergency in order to return to your home country.
Do You Know?
Super Visa Insurance can Cover your Parents during their Journey too!
Did you plan to bring your parents and grandparents to Canada on a Super Visa?
Well, we have some excellent news for you: you may now cover them for medical emergencies while they are flying.
Yes, you heard it right. Your parents or grandparents can now be secured when travelling as well! Isn’t it incredible? Get in touch with Canadian LIC now to know more about the best insurance options for your grandparents or parents. Medical emergencies can burden your money and force you to spend far more than you anticipated. It is your responsibility to make sure that your parents or grandparents are insured for any medical expenditures.
Super Visa Insurance can be Paid in Monthly Installments too!
The monthly plan is an excellent alternative for anyone who invites their parents on a Super Visa but then finds it difficult to pay for the complete insurance package.
However, you will be happy to know that it is now possible to make monthly payments with the assistance of Super Visa Insurance. With the help of our experienced and qualified consultants, you can now choose the best insurance coverage that meets your needs and matches your budget.
So, what are you holding out for? Now you can quickly divide that huge payment you paid all at once into monthly installments. Stay calm and worry-free regarding the expense of the insurance. If you wish to get more information, don’t hesitate to get in touch with us today!
A partial Refund can be applied for the Unused Period of Super Visa Insurance!
Another good news: if your parents or grandparents are planning to leave Canada before the end of the year, a portion of your insurance payments can be reimbursed.
You heard it right! If your parents or grandparents do not stay in Canada for a year, you will be eligible for a refund.
If you want more information, contact Canadian LIC Customer Service right away. Our experienced advisers will help you and answer all of your concerns until you are entirely happy!
You can get a Full Refund of your Money Paid for Super Visa Insurance if the Visa is not Approved!
Thinking about getting a Super Visa for your grandparents or parents?
Do you worry about losing all of your premiums if your Visa application is denied?
Put your worries away because if the Canadian Immigration Department does not approve the Visa, the insurance companies will pay you with a complete return.
As a result, your entire investment will be secure! Call Canadian LIC today if you want to learn more about Super Visa Insurance. All of your concerns will be addressed by our consultants. So, what’s holding you back now? Book an appointment as soon as possible!
Super Visa Insurance with a pre-existing condition
Here’s some more great and exciting news. All pre-existing medical conditions that are not covered by OHIP or your private health insurance coverage are now covered by Super Visa insurance. A few insurance policies cover pre-existing medical problems, whereas others cover stable pre-existing illnesses.
You can now get more information on how to apply for Super Visa Insurance here- ‘What is a Canadian Super Visa and How to apply for one?’
Ali Shahzad
Dealt with Akansha, she was professional and quite helpful in answering all questions
Nusrat Ahmed
akanksha....105 great advisor one call solution solved .
Mithun Das
Was really nice dealing with Canadian LIC for setting up supervisa insurance for my mother. Harpreet from the customer support team was very responsive and I was able to get the things sorted out quickly.
Chona Limoico
Excellent service
Wafaa Hammoud
highly recommend Canadian L.I.C. insurance. Very knowledgeable, friendly and helpful. I called and got help right away. The service was quick, clear and easy. Akanksha gave the best price and service by following up.
Keep it up, great job.
FAQ
Super Visa Insurance is a type of travel medical insurance that is designed specifically for parents and grandparents of Canadian citizens or permanent residents who wish to visit and stay with their loved ones in Canada for extended periods of time under the Super Visa program. The Super Visa Insurance covers any unexpected emergency healthcare and medical expenditures while they are in the country.
Super Visa Insurance is needed for all parents and grandparents of Canadian citizens or permanent residents seeking a Super Visa to enter Canada for an extended period of time (up to five years without the need for frequent renewals).
This insurance protects tourists from any unexpected medical expenses. Super Visa Insurance ensures that visiting family members have access to high-quality medical treatment without any financial constraints. This insurance policy is an essential necessity that respects the concept of a family reunion while emphasizing loved ones’ health and well-being.
Super Visa Insurance covers any unexpected emergency medical bills, hospitalization, repatriation, and other important medical treatments that may arise during the visitor’s stay in Canada.
The Canadian Super Visa Insurance must cover at least $100,000, offer coverage for at least one year, and cover hospitalization and repatriation fees.
It doesn’t Yes, you certainly can. You can get a Super Visa Insurance policy in Canada since the Canadian insurance providers who offer this specialized coverage allow you to get one. The most important thing to remember is to choose an insurance company that follows the strict requirements established by the Canadian government.have to be only a portion. You can with the entire amount as well.
Yes, Super Visa Insurance is different from regular travel insurance as it provides complete medical coverage for a safe and secure stay in Canada and is developed specifically to meet the requirements of the Super Visa program.
To apply for Super Visa Insurance, follow the steps highlighted below:
- Researching and choosing a reputable insurance provider
- Getting a quote
- Applying the required documentation
- Paying the premium and receiving an insurance certificate
Yes, you can renew your Super Visa Insurance insurance before it expires. However, you have to maintain continuous coverage during your whole stay in Canada.
Yes, Super Visa Insurance is required in order to get a Super Visa to visit Canada. Your Super Visa application can be denied if you do not have enough insurance coverage.
Super Visa Insurance can be bought online since many Canadian insurance companies provide online purchasing choices to their customers. You have to apply, pay the payment, and obtain your insurance certificate digitally.
Cancellation of Super Visa Insurance in Canada is possible. However, the cancellation and refund processes are determined by the insurance company. Cancellation can incur a cost, and refunds may be partial or subject to the restrictions of the policy. As a result, it is important to examine the conditions and contact your insurance provider for the most up-to-date information.
Yes, insurance companies will provide particular discounts if you purchase multiple Super Visa Insurance plans at the same time. Each company has its own distinct offering. You must understand more about the multi-policy discount in order to save money!
No, a medical check and lab testing are not required to get Super Visa Insurance. When applying for coverage, you simply need to answer a few simple questions about your health genuinely. There is no need to do anything else!
Yes, if you are a Canadian citizen or permanent resident, you can get Super Visa Insurance for your parents or grandparents.
People who use a Super Visa to support their family’s stay in Canada are responsible for covering their family’s expenses for the duration of their stay. It covers any medical expenses that your insurance may be unable to cover. Because they are already responsible for their visitors’ expenditures, many sponsors seek to buy their families Super Visa Insurance. This can be used to establish if they have enough coverage and, if necessary, to purchase additional coverage.
Go read ‘Mistakes to Avoid While Buying Super Visa Insurance’ for additional clarity on the topic.