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Super Visa Insurance British Columbia
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Super Visa Insurance British Columbia
Let’s get to know about this beautiful Canadian province of British Columbia. It is a captivating Canadian province which is very well known for its breathtaking natural beauty and diverse landscapes. BC offers an array of outdoor adventures, from the Rocky Mountains’ towering peaks to the Pacific Coast’s lush rainforests. Vancouver and Victoria, the province’s capital, are both busy cities. The cuisine, festivals, and artistic expression in the area are all influenced by the region’s rich indigenous history and cosmopolitan fabric. Visitors can visit Vancouver Island’s breathtaking beaches, go skiing in Whistler, or see the historical Gold Rush settlements.The blending of environment and culture in BC makes it a desirable travel destination.
Super Visa Insurance is essential for parents and grandparents visiting Canada’s British Columbia. It offers health insurance, assuring that they have access to medical care while they are there. This is crucial in British Columbia, known for its breathtaking landscapes and as a location where Super Visa holders may access high-quality medical treatment.
What is Super Visa Insurance?
Parents and grandparents of Canadian citizens or permanent residents are eligible for Super Visa Insurance, a specialty medical insurance plan. Anyone applying for a Super Visa, which permits them to stay in Canada for up to five years at a time without needing to reapply for status, must meet this condition.
Super Visa Insurance covers all medical and healthcare costs while the parents or grandparents continue to live in Canada. Super Visa Insurance coverage is essential if visitors are to have access to the necessary medical care. It also helps to lessen the financial strain that would have been put on Canada’s healthcare system. This medical insurance covers hospitalization, urgent care, and other medical services.
Let’s assume that you want to qualify for a Super Visa. If so, they must fulfill various additional requirements like a medical checkup, a letter of invitation from a child or grandchild who resides in Canada, and proof that they have enough money to maintain themselves while in Canada are among these extra requirements as mentioned above.
All parties involved must keep in mind that Super Visa Insurance is distinct from the Canadian travel medical insurance requirement. It is unique since it is explicitly created to satisfy the demands of the Super Visa program.
How to Apply for a Super Visa in British Columbia?
If you want to apply for Super Visa Insurance in British Columbia or any other Canadian city, you must follow the general processes outlined below:
- Lookup for Insurance Companies: Find the top insurance providers in British Columbia that provide Super Visa Insurance coverage as a first step. You can either conduct an online search or rely on the advice of your friends, relatives, or immigration consultants.
- Examine Policies: Soon after, you have a list of the top insurance companies in British Columbia ready. You can now evaluate their policies. The level of coverage, the length of the policy, the cost of the premium, and any other advantages or features should all be taken into account.
- Opt for a Policy: The time has come to select an insurance plan that perfectly suits your requirements and budgetary constraints. Make sure the insurance you choose complies with all Super Visa Insurance requirements, including the minimum coverage amount and the term of the coverage.
- Application Submission: You must include information like your contact information, the reason for your trip, and facts about your parents’ or grandparents’ health in order to submit your Super Visa Insurance application to the insurance provider of your choice.
- Receive Policy Documents: After your application has been processed and approved, you will ultimately receive the Super Visa Insurance policy documentation. To be sure they meet your needs, please thoroughly assess them.
- Payment of Premium: As the policy documents state, you must pay the insurance premium. Please keep your receipts safe since you might need them to apply for a Super Visa.
- Visa Application: Continue with the Super Visa application after completing the Super Visa Insurance application process and getting the Super Visa Insurance coverage. You must complete the standard steps for applying for the Super Visa, which include presenting the necessary paperwork, filling out the application, and paying the applicable visa fees.
- Send in Proof of Insurance: As part of the Super Visa application procedure, you must send in proof of Super Visa Insurance. Send in the insurance policy documentation and the additional paperwork needed to apply for a Super Visa.
- Wait for a decision: After submitting your Super Visa application, you will need to wait while the Canadian government processes and evaluates your request. You will need to exercise patience because processing times sometimes change.
- Going to Canada: After the Super Visa is issued, your parents or grandparents will be able to go to British Columbia or any other province in Canada with the Super Visa Insurance coverage in place.
It is advisable to keep in mind that the process and requirements are subject to change at any time. Therefore, it is advisable to frequently check the official website of the Canadian government for the most up-to-date information. To ensure you have the most up-to-date and accurate information while submitting an application for Super Visa Insurance in British Columbia, it’s also a good idea to speak with a licensed insurance adviser or immigration adviser.
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What are the basic requirements for Super Visa Insurance in British Columbia?
British Columbia has the following requirements for Super Visa Insurance:
- Insurance Cover Timeframe: The Super Visa Insurance must be in effect for at least a year beginning with your arrival in Canada. On rare occasions, some insurance companies might even provide long-term coverage.
- Minimum Level of Coverage: The Super Visa Insurance Policy must offer coverage for hospitalization, medical costs, and repatriation of at least $100,000 Canadian dollars. Please keep in mind that this number is subject to change, so it’s important to stay updated and make sure you meet the most recent requirements set forth by the Canadian government.
- Healthcare and Emergency Services Coverage: The Super Visa Insurance policy must provide coverage for hospitalization, other healthcare services, and emergency medical care throughout your whole stay in Canada.
- Validity for many entries: The Super Visa policy must be in place for multiple entrances into Canada in order to be effective. All Super Visa holders are permitted to enter and exit the country at any time during the Super Visa’s whole duration of validity.
- An Authentic Canadian Insurance Company: A reputable Canadian insurance firm must provide Super Visa Insurance coverage. Choosing an authorized, respectable, and reliable insurance provider is also essential.
- Proof of Payment: The applicant must additionally present proof that the insurance premiums have been paid.
- Obey Canadian Law: The Super Visa Insurance coverage is required to adhere to all applicable rules and regulations set forth by the Canadian government.
- Available for Inspection: It is essential that a visa holder’s Super Visa Insurance policy be active and accessible for an immigration officer to examine each time they enter Canada.
Super Visa CHECKLIST
Are you applying for a Super Visa for your parents or Grandparents?
What documents do you need to apply for this?
We are here to help you! Let’s look at the Documents checklist while applying for a Super Visa.
- A Letter of Invitation from your child or Grandchild residing in Canada as a Permanent Resident or Canadian Citizen
- Document to prove that your child or grandchild meets the Low Income Cut off Minimum (LICO)
- Evidence of the parent or grandparent relationship to the Canadian citizen or permanent resident you wish to visit
- Proof of private medical insurance coverage for a minimum of one year with a Canadian Insurance Company (hint: get it from Canadian LIC)
We can help you to get the best Medical Insurance coverage for your Parents/Grandparents.
What does Super Visa Insurance cover in British Columbia??
Super Visa Medical Insurance can take care of most of the treatment expenses. Here we have put all of them together in a list, have a look:
- Hospital accommodation
- Nursing care
- Ambulance Services
- Surgeries
- Emergency dental repair
- Prescription medications
- Diagnostics and X-rays
- Medical services and hospitalization
- Follow up treatment
- Rental or purchase of medical appliances
- Besides companion Accommodation and Much more
Super Visa Insurance – LICO Table For 2023
The LICO table below illustrates income thresholds based on 2024 statistics for various household sizes and locations across Canada:
Let’s have a look at LICO Table for 2024
| SIZE OF FAMILY UNIT | One person | LICO – 6 Months |
|---|---|---|
| One person | $28,339 | $14,170 |
| Two persons | $35,282 | $17,641 |
| Three persons | $43,373 | $21,687 |
| Four persons | $52,662 | $26,331 |
| Five persons | $59,728 | $29,864 |
| Six persons | $67,362 | $33,681 |
| Seven persons | $74,998 | $37,499 |
| If more than seven persons, for each additional person, add | $7,634 | $3,817 |
Disclaimer: The LICO values presented here are projections and not official figures; it’s advisable to seek information from multiple sources, especially when applying for immigration programs. Additionally, these figures will be updated once the IRCC releases the official data.
What does Super Visa Insurance not cover in British Columbia?
The following items are typically excluded from coverage by Super Visa Insurance policies:
- regular medical examinations
- planned dental or optical procedures, including those that are aesthetic
Always keep in mind that this is a form of traveller’s medical insurance for people visiting Canada. Its major goal is to help in the event that an unexpected occurrence happens and a need for medical attention arises.
How much Super Visa Insurance do I need in British Columbia?
There is a $100,000 CAD minimum investment requirement for Super Visa Insurance; however, many people wish to invest considerably more. Up to $1 million may be covered by Super Visa Insurance. It is assumed to have a higher degree of medical coverage because the average Super Visa Insurance applicant is elderly and there is no access to the public healthcare system.
Can I get a refund if my Super Visa is not approved?
You’ll be glad to know there’s a chance to get your money back for the Super Visa Insurance. But this is only possible in certain situations. For example, if your Super Visa application is granted but your insurance application is denied. In this scenario, your Super Visa Insurance will be fully refunded.
Is Super Visa Insurance available in a Monthly Payment Plan?
When it comes to Super Visa Insurance, people have questions like, “Do I need Super Visa Insurance to invite my parents or grandparents to Canada?” How will I obtain it? And so many more. Family reunification in Canada is now a simple process because of the excellent insurance providers that offer flexible payment options, such as monthly installments.
For the first two months, the monthly Super Visa plan price must be paid in advance, according to Immigration, Refugees, and Citizenship Canada (IRCC). Super Visa Insurance allows you to spread out the payment over a longer period of time, which fits your budget. You can inform your insurance provider that you want to set up recurring payments if you are currently a resident of Canada and applying to have your visa extended.
It’s critical to evaluate different plans before choosing a Super Visa Insurance plan for your parents or grandparents based on their health situation. Choose the option that best satisfies your needs. Canadian LIC is aware of how challenging this work can be. As a result, we send our trained insurance representatives to assist you every day, 24 hours a day, to make sure you have the best plan that suits both your needs and your budget. Don’t be concerned; we will help you at every turn and answer all of your inquiries.
We at Canadian LIC value the time you spend with your loved ones. So, we ensured that the Super Visa Insurance cost wouldn’t get in the way. With the option of flexible monthly payments, you can easily spread out the cost over time, giving you peace of mind and allowing you to relax while knowing that you are protected in the event of any medical emergencies.
Get in touch with us right away to learn more about our Super Visa Insurance Monthly plans in depth and to receive the necessary assistance and protection at a fair price.
How Does Medical Insurance Work for Super Visa?
You must be aware that you are eligible for medical coverage that lasts at least a year commencing on the day you arrive in Canada. The expiration date won’t be an exception, which is crucial to remember. You can easily return to your home country at any time while on vacation without paying any cancellation costs. There are options for rates and deductibles per claim for those up to age 89.
What does Super Visa Medical Insurance cover?
Super Visa Insurance covers hospitalization, dental work, urgent care, prescription drugs, remaining repatriation, as well as ER and outpatient appointments. It also oversees all surgical procedures, nursing, post-operative care, and ambulance services. The Super Visa Insurance insurance also covers any additional diagnostic treatments, such as X-rays, and any necessary post-operative care, so you don’t have to be concerned about those things either. The coverage also covers other medical procedures, renting or purchasing medical equipment, and companion lodging.
What diseases are covered under Super Visa Insurance?
In addition, conditions like Parkinson’s, schizophrenia, Alzheimer’s, and strokes are covered under the Super Visa Insurance Policy. However, it is also essential to raise any issues originating from pre-existing illnesses, such as diabetes, problems with important organs, previous operations, and blood pressure problems. To avoid having a claim rejected, make sure you are well-informed of what your insurance covers and what it excludes. It is advisable to compare the various plans to find the one that best suits your needs or to schedule a meeting with a Canadian LIC counsellor right away.
How long will Super Visa Insurance be valid?
Do you understand that Super Visas and regular visitor visas are two distinct things? Regular visiting visa holders are permitted to stay for a maximum of six months. Super Visa Insurance enables visa holders to stay for a maximum of five years even though the coverage is only adequate for a year.
Which are the best Super Visa Insurance companies in Canada?
The most well-known and reliable Super Visa Insurance providers of parent and grandparent Super Visa Insurance are listed below:
Every company has its own benefits to offer. With the help of one of our experts at Canadian LIC, find the best option for you and your family today!
Will Super Visa Insurance start from my Super Visa start date?
Nobody is supposed to overlook the fact that even after applying for Super Visa Insurance, the coverage won’t start until after they have received their Super Visa and made their trip arrangements in full. The Super Visa Insurance will begin to provide coverage on the day you leave the country of your parents.
The insurance coverage will expire on the day you cancel it or depart for your country of origin. Your insurance coverage will end on that day if it does. You can extend your stay for up to a year before your current status expires.
Is Medical Insurance Mandatory for a Super Visa?
You must be truthful while answering all of the questions regarding your health, even if a medical exam is not necessary as part of the Super Visa application process.
When submitting an application for an Extra Visa, Super Visa Insurance, often known as medical insurance, is advised. Each applicant must present documentation proving they have emergency medical insurance from a Canadian insurance company. According to Canadian government regulations, the coverage must be for at least $100,000.00 CND.
Does Super Visa Insurance cover dental?
You’ll be happy to learn that Super Visa Medical Insurance offers coverage for both unplanned and urgent dental procedures. Accidental coverage will pay for your emergency dental care, whether it involves one tooth or all of them. This holds true for emergency dental care for your crown- and cap-capped teeth.
You will be able to get the benefit of quick relief in dental emergencies that cause excruciating mouth pain with the help of dental emergency coverage. However, you will not be qualified for this payout if you suffer face injuries. Also, remember that none of the previously treated conditions will be taken care of. Similar to accidental coverage, you must acquire medical treatment within 90 days of the emergency to return to your home country.
Do You Know?
Super Visa Insurance can Cover your Parents during their Journey too!
Did you intend to bring your parents and grandparents to Canada using a Super Visa?
Excellent news has arrived for you. Now that they are flying, you can offer coverage for their medical emergency.
You are right, and yes, you did get it. Even your elderly parents or grandparents can now travel safely! Isn’t that amazing? Contact Canadian LIC right away for your grandparents’ or parents’ best insurance protection. Medical emergencies can put a strain on your finances and cost far more than you had planned. It is your duty to see to it that your parents or grandparents’ healthcare costs are entirely settled.
Super Visa Insurance can be Paid in Monthly Installments too!
A monthly plan is a great option for people who invite their parents on a Super Visa but later discover it’s quite challenging to pay for the entire insurance upfront.
You’ll all be relieved to learn that Super Visa Insurance now accepts payments on a monthly basis as well. With the help of our skilled professionals, you can now select the best insurance coverage for your requirements and financial situation.
Why then are you still holding out? Simply divide the huge sum you paid all at once into equal monthly installments from this point on. Be at peace and calm regarding the expense of the insurance. Get in contact with us right away if you want more information on this.
A partial Refund can be applied for the Unused Period of Super Visa Insurance!
The second great news is that you can now get a percentage of your insurance premiums for all the months you didn’t use them if your parents or grandparents are considering leaving Canada before the year is over.
Yes, you read that correctly. You are now eligible for a refund if your parents or grandparents leave Canada before a year completes.
Contact the customer care department of Canadian LIC right now to learn more about this subject. Our knowledgeable consultants are here to help and will address all of your questions until you are completely satisfied!
You can get a Full Refund of your Money Paid for Super Visa Insurance if the Visa is not Approved!
Have you considered applying for a Super Visa for your grandparents or parents?
Do you fear losing all of your premiums if your visa application is rejected?
You may now stop worrying since your insurance companies will give you a full refund if the Canadian Immigration Department declines to award the visa.
As a result, your entire investment will be safe! Contact Canadian LIC right away to learn more about Super Visa Insurance. Our experts will handle all of your concerns. So what exactly is stopping you? Schedule a meeting now!
Super Visa Insurance with a pre-existing condition
Here is some more exciting information. All pre-existing medical problems that OHIP or your private health insurance does not cover are now covered by Super Visa insurance. Nevertheless, while some insurance plans only cover pre-existing medical illnesses, others cover stable pre-existing conditions.
You can click on this link to learn how to apply for Super Visa Insurance here- ‘What is a Canadian Super Visa and How to apply for one?‘
Go and read this- ‘Mistakes to Avoid While Buying Super Visa Insurance’ as it will give you more clarity on the topic.
Ali Shahzad
Dealt with Akansha, she was professional and quite helpful in answering all questions
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akanksha....105 great advisor one call solution solved .
Mithun Das
Was really nice dealing with Canadian LIC for setting up supervisa insurance for my mother. Harpreet from the customer support team was very responsive and I was able to get the things sorted out quickly.
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Excellent service
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highly recommend Canadian L.I.C. insurance. Very knowledgeable, friendly and helpful. I called and got help right away. The service was quick, clear and easy. Akanksha gave the best price and service by following up.
Keep it up, great job.
FAQ
Super Visa Insurance is a type of travel medical insurance that is designed specifically for parents and grandparents of Canadian citizens or permanent residents who wish to visit and stay with their loved ones in Canada for extended periods of time under the Super Visa program. The Super Visa Insurance covers any unexpected emergency healthcare and medical expenditures while they are in the country.
Super Visa Insurance is needed for all parents and grandparents of Canadian citizens or permanent residents seeking a Super Visa to enter Canada for an extended period of time (up to five years without the need for frequent renewals).
This insurance protects tourists from any unexpected medical expenses. Super Visa Insurance ensures that visiting family members have access to high-quality medical treatment without any financial constraints. This insurance policy is an essential necessity that respects the concept of a family reunion while emphasizing loved ones’ health and well-being.
Super Visa Insurance covers any unexpected emergency medical bills, hospitalization, repatriation, and other important medical treatments that may arise during the visitor’s stay in Canada.
The Canadian Super Visa Insurance must cover at least $100,000, offer coverage for at least one year, and cover hospitalization and repatriation fees.
It doesn’t Yes, you certainly can. You can get a Super Visa Insurance policy in Canada since the Canadian insurance providers who offer this specialized coverage allow you to get one. The most important thing to remember is to choose an insurance company that follows the strict requirements established by the Canadian government.have to be only a portion. You can with the entire amount as well.
Yes, Super Visa Insurance is different from regular travel insurance as it provides complete medical coverage for a safe and secure stay in Canada and is developed specifically to meet the requirements of the Super Visa program.
To apply for Super Visa Insurance, follow the steps highlighted below:
- Researching and choosing a reputable insurance provider
- Getting a quote
- Applying the required documentation
- Paying the premium and receiving an insurance certificate
Yes, you can renew your Super Visa Insurance insurance before it expires. However, you have to maintain continuous coverage during your whole stay in Canada.
Yes, Super Visa Insurance is required in order to get a Super Visa to visit Canada. Your Super Visa application can be denied if you do not have enough insurance coverage.
Super Visa Insurance can be bought online since many Canadian insurance companies provide online purchasing choices to their customers. You have to apply, pay the payment, and obtain your insurance certificate digitally.
Cancellation of Super Visa Insurance in Canada is possible. However, the cancellation and refund processes are determined by the insurance company. Cancellation can incur a cost, and refunds may be partial or subject to the restrictions of the policy. As a result, it is important to examine the conditions and contact your insurance provider for the most up-to-date information.
Yes, insurance companies will provide particular discounts if you purchase multiple Super Visa Insurance plans at the same time. Each company has its own distinct offering. You must understand more about the multi-policy discount in order to save money!
No, a medical check and lab testing are not required to get Super Visa Insurance. When applying for coverage, you simply need to answer a few simple questions about your health genuinely. There is no need to do anything else!
Yes, if you are a Canadian citizen or permanent resident, you can get Super Visa Insurance for your parents or grandparents.
People who use a Super Visa to support their family’s stay in Canada are responsible for covering their family’s expenses for the duration of their stay. It covers any medical expenses that your insurance may be unable to cover. Because they are already responsible for their visitors’ expenditures, many sponsors seek to buy their families Super Visa Insurance. This can be used to establish if they have enough coverage and, if necessary, to purchase additional coverage.
Go read ‘Mistakes to Avoid While Buying Super Visa Insurance’ for additional clarity on the topic.