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Super Visa Insurance Ontario
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Super Visa Insurance Ontario
The amazing part about Ontario, located in central Canada, is a harmonious blend of urban vibrancy and natural beauty. The major cities of the province, like Toronto and Ottawa, offer diverse cultures, arts, and economic opportunities, while Canada’s most populous province’s stunning landscapes, including the great lakes and picturesque regions, deal with the outdoor enthusiasts. Ontario is one of the most famous places for newcomers offering a robust education system, universal healthcare, and a multicultural ambiance that characterizes its social fabric. The second largest province by land area, Ontario experiences four distinct seasons, with cold winters and warm summers. The rich tapestry of experiences of this beautiful province encompasses thriving urban living alongside the tranquillity of nature.
The parents and grandparents of Canadian citizens and permanent residents are covered under Super Visa Insurance in Ontario. This is a kind of specialized medical insurance that provides healthcare protection throughout their extended stays and is necessary to acquire a Super Visa. It guarantees accessibility to high-quality medical care, reassuring visitors and their families.
What is Super Visa Insurance?
The parents and grandparents of Canadian citizens or permanent residents are eligible for the Super Visa Insurance in Canada, which is a specialized medical insurance programme. It is a prerequisite for all those who are seeking a Super Visa, which entitles them to stay for up to five years at a time in Canada without the need to reapply for status.
While the parents or grandparents are staying in Canada, Super Visa Insurance takes care of all the healthcare and medical costs. Super Visa Insurance coverage is essential for tourists to have access to the necessary healthcare treatments. It also helps to reduce the financial strain that would have been there on the Canadian healthcare system. This special medical insurance often covers hospitalization, immediate medical attention, and other healthcare services.
Suppose one wants to qualify for a Super Visa. In that case, they must fulfil several other requirements. These requirements include getting a medical checkup, submitting a letter of invitation from their kid or grandchild in Canada, and providing proof of having enough money to help maintain themselves there.
It is necessary for everyone to keep in mind that Super Visa Insurance is not the same as Canada’s standard travel medical insurance. It is different as it is customized as per the particular needs of the Super Visa programme.
How to Apply for a Super Visa in Ontario?
If you want to apply for Super Visa Insurance in Ontario or any other province in Canada, you’ll have to follow these below-mentioned general steps:
- Research Insurance Providers: The very first step is to go research and compare different insurance providers that offer Super Visa Insurance coverage. You will have to find a bunch of reputable companies with a track record of providing comprehensive coverage for medical expenses.
- Choose Coverage: After this, you will now have to pick a Super Visa Insurance plan that meets the requirements of the Government of Canada. It is a must for the coverage to include emergency medical expenses, hospitalization, and repatriation.
- Get a Quote: Once you have selected the plan, the very next thing to do is to get in touch with the chosen insurance provider to get a quote for the coverage you need. It is absolutely important for you to provide all the accurate information about the applicant’s age, health condition, and the duration of coverage that you will need.
- Apply for Insurance: Now is the time to apply for insurance; once you’ve chosen a provider and received a quote. Go and proceed with the application process. The good news is that most insurance companies allow you to apply online. You will have to provide personal information about the applicant, including their name, date of birth, passport details, along with their medical history.
- Provide Documentation: This is another crucial step where you will most likely have to submit documents such as a copy of the applicant’s passport, proof of relationship to the Canadian citizen or permanent resident (such as a birth certificate), and any other required medical examination reports.
- Pay Premium: Of course, you will have to pay the premiums for the insurance plan you have selected. You must know that the cost of Super Visa Insurance varies depending on certain factors, such as the applicant’s age, coverage duration, and the particular insurance provider.
- Receive Insurance Certificate: Getting done with all the steps mentioned above, and once your application is approved and the premium is paid, you will now receive an insurance certificate. Don’t take this certificate for granted, as it is going to be a mandatory document that would be essential for you to include in your Super Visa application.
- Apply for a Super Visa: This is the right time to apply for the Super Visa with the insurance certificate in hand. You must complete the Super Visa application form, provide all required documents, including the insurance certificate, and pay the visa processing fee.
- Wait for Decision: Submitted the Super Visa Application? Now what has to be done? You can only wait till the Canadian immigration authorities process your application. You have to remain patient as the processing time can vary.
- Travel to Canada: Finally, the time comes to travel to Canada. Once the Super Visa is approved, the applicant can now travel to Canada and stay for the approved duration. Having a copy of the insurance certificate with you during your stay is important.
It is vital for you never to forget that the process and requirements may keep changing from time to time. So the wise thing to do is to keep checking the latest information on the official website of the Government of Canada. Consulting a qualified immigration consultant or insurance agent to ensure that you have the most accurate and up-to-date information for applying for Super Visa Insurance in Ontario is also a good idea.
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What are the basic requirements for Super Visa Insurance in Ontario?
The following are the prerequisites for Super Visa Insurance in Ontario:
- Insurance Coverage Duration: The Super Visa Insurance must be valid for at least one year starting when you arrive in Canada. In some rare circumstances, some insurance companies may even offer longer-term plans.
- Minimum Amount of Coverage: The Super Visa Insurance Policy must provide at least $100,000 Canadian dollars in coverage for the purpose of hospitalization, medical care, and repatriation. It would be best if you remembered that this sum is subject to change, so staying informed and confirming the most recent requirements with the Canadian government is essential.
- Coverage for Healthcare and Emergency Services: The Super Visa Insurance policy must also cover hospitalization, other healthcare services, and emergency medical care the whole time you are in Canada.
- Validity for Multiple Entries: The Super Visa Insurance must be active for multiple entries into Canada to be effective. All Super Visa holders are permitted to exit and enter the country for the entire duration of the Super Visa’s validity.
- Issued by a Reputable Canadian Insurance firm: A reputable Canadian insurance firm must provide Super Visa Insurance coverage. Also, choosing a reliable, trustworthy, licensed insurance provider is essential.
- Payment Evidence: The applicant must also present evidence of the payment of the insurance premiums.
- Observe Canadian Law: The Super Visa Insurance policy must adhere to all applicable rules and regulations that the Canadian government has set forth.
- Available for Examination: It is extremely important for the Super Visa Insurance coverage to be in force and accessible for examination by an immigration officer each time a visa holder travels to Canada.
Super Visa CHECKLIST
Are you applying for a Super Visa for your parents or Grandparents?
What documents do you need to apply for this?
We are here to help you! Let’s look at the Documents checklist while applying for a Super Visa.
- A Letter of Invitation from your child or Grandchild residing in Canada as a Permanent Resident or Canadian Citizen
- Document to prove that your child or grandchild meets the Low Income Cut off Minimum (LICO)
- Evidence of the parent or grandparent relationship to the Canadian citizen or permanent resident you wish to visit
- Proof of private medical insurance coverage for a minimum of one year with a Canadian Insurance Company (hint: get it from Canadian LIC)
We can help you to get the best Medical Insurance coverage for your Parents/Grandparents.
What does Super Visa Insurance cover in Ontario?
Super Visa Medical Insurance can take care of most of the treatment expenses. Here we have put all of them together in a list, have a look:
- Hospital accommodation
- Nursing care
- Ambulance Services
- Surgeries
- Emergency dental repair
- Prescription medications
- Diagnostics and X-rays
- Medical services and hospitalization
- Follow up treatment
- Rental or purchase of medical appliances
- Besides companion Accommodation and Much more
Go here to learn in detail about Super Visa Insurance and what it covers.
Super Visa Insurance – LICO Table For 2023
The LICO table below illustrates income thresholds based on 2024 statistics for various household sizes and locations across Canada:
Let’s have a look at LICO Table for 2024
| SIZE OF FAMILY UNIT | One person | LICO – 6 Months |
|---|---|---|
| One person | $28,339 | $14,170 |
| Two persons | $35,282 | $17,641 |
| Three persons | $43,373 | $21,687 |
| Four persons | $52,662 | $26,331 |
| Five persons | $59,728 | $29,864 |
| Six persons | $67,362 | $33,681 |
| Seven persons | $74,998 | $37,499 |
| If more than seven persons, for each additional person, add | $7,634 | $3,817 |
Disclaimer: The LICO values presented here are projections and not official figures; it’s advisable to seek information from multiple sources, especially when applying for immigration programs. Additionally, these figures will be updated once the IRCC releases the official data.
What does Super Visa Insurance not cover in Ontario?
Most Super Visa Insurance policies do not cover the following:
- routine medical visits
- pre-planned dental or eye procedures (like aesthetic procedures)
It is essential for the readers never to forget that this is a form of medical protection for visitors to Canada. Its primary purpose is to help if any unexpected event happens and there is a need for medical attention.
Do I need Super Visa Insurance in Ontario?
The need for a minimum of $100,000 CAD for Super Visa Insurance is there, but a lot of people even prefer to go beyond it. It can go for up to $1 million of Super Visa Insurance. It is expected to choose a higher level of medical coverage as more amount is spent on medical care in the absence of public healthcare and also because of the elderly average Super Visa Insurance applicant.
How much Super Visa Insurance do I need in Ontario?
Well, Super Visa insurance is essential for travellers coming to Canada. Super Visa Insurance aims to avoid any financial burden on the country’s public healthcare system or the relatives who are sponsoring these travellers to Canada. The Super Visa Insurance must provide evidence that you have enough coverage in the event of a medical emergency arising during your stay in the country.
Can I get a refund if my Super Visa is not approved?
You would be pleased to know that, yes, you can get a refund for your Super Visa Insurance. But this is possible only under certain conditions. Like when your insurance application gets accepted but your Super Visa application is denied. Then, in this scenario, your Super Visa Insurance policy will be fully refundable.
Is Super Visa Insurance available in a Monthly Payment Plan?
People have a number of questions related to Super Visa Insurance going on in their mind, such as-Do I require Super Visa Insurance to invite my parents or grandparents to Canada? How can I afford it? And many more. You will be happy to know that the reuniting of families in Canada is a super smooth and simple task because of certain exceptional insurance firms that provide flexible payment options, including monthly payments.
For a start, the monthly Super Visa plan fee must be paid upfront for the first two months, according to Immigration, Refugees, and Citizenship Canada (IRCC). Super Visa Insurance thus fits your budget by making it possible for you to stretch the payment over a more extended time. You can bring it to the notice of your insurance provider to set up regular payments if you are already in Canada and applying to extend your Visa.
It’s essential to evaluate various policies while choosing a Super Visa Insurance plan for your parents or grandparents as per their health conditions. Pick the one that best suits your needs. Canadian LIC is very well aware that this can be a challenging task to do. So to solve this problem, we bring our expert insurance agents to assist you 24*7, ensuring you get the perfect plan as per your requirements which also fits your budget. Don’t worry; we will guide you through the entire process and answer all your queries.
We at Canadian LIC value the time you have with your loved ones, ensuring that the cost of Super Visa Insurance shouldn’t impact it. With the option of flexible monthly payment, you can easily spread out the cost over time to be relaxed and at peace, being well aware that you are safe and secure in any medical crises.
Reach out to us today to learn in detail about our Super Visa Insurance Monthly plans and get the required help and protection at a reasonable cost.
How Does Medical Insurance Work for Super Visa?
You must know that you are eligible for medical coverage spanning at least one year from your first day in Canada. The best part to note is that there will be no exclusion for the expiry date. You can easily get back to your home country without having to pay any cancellation fees during the trip. There are options for deductible per claim deductible and rates for persons up to 89.
What does Super Visa medical insurance cover?
Super Visa Insurance takes care of hospitalization, dental work, urgent care, prescription drugs, and remaining repatriation, along with ER and outpatient appointments. It also handles all the post-operative care, surgeries, ambulance services and nursing. Since the Super Visa Insurance policy also covers other diagnostic procedures, such as X-rays and any necessary follow-up care, you don’t have to worry about them as well. The policy also takes care of companion lodging, rental or sales of medical appliances, and other medical services.
What diseases are covered under Super Visa Insurance?
Illnesses like Alzheimer’s, a stroke, schizophrenia, or Parkinson’s are also taken care of under the Super Visa Insurance Policy. But it is also essential to bring forward any issues arising from pre-existing conditions, such as diabetes, problems with vital organs, previous surgeries, and blood pressure-related problems. In order to avoid denying a claim, make sure you are well aware of what your insurance covers and what it excludes. It is wise to compare the various plans to figure out the one that best suits your needs or book an appointment with the advisors at Canadian LIC today.
How long will Super Visa Insurance be valid?
Do you know that the Super Visa Insurance is not the same as the standard visitor visas? The standard visitor visas only allow the holders to stay in Canada for six months. However, with Super Visa Insurance, the visa holders can remain for a maximum duration of five years, but the coverage is only suitable for a year.
Which are the best Super Visa Insurance companies in Canada?
The list of the top most reputable Super Visa Insurance companies that offer parent/grandparent Super Visa Insurance is as follows:
Each company has its advantages. Take the help of one of our experts at Canadian LIC to find the best option for you and your family today!
Will Super Visa Insurance start from my Super Visa start date?
No one should forget the fact that whenever they apply for Super Visa Insurance, the coverage will not start until they get the Super Visa and the trip dates are all sorted. The Super Visa Insurance coverage will begin on the day you leave your parents’ home country.
The insurance coverage will get over on the day you cancel your insurance or go back to your home country. In case your policy expires, it will happen on that day. You can extend the duration of your stay by applying for up to one more year before the expiry of your existing status.
Is Medical Insurance Mandatory for a Super Visa?
Taking a medical examination to get a Super Visa is unnecessary, but responding honestly to various medical questions is essential.
It is best advised to have medical insurance for a Super Visa, which is called Super Visa Insurance. It is mandatory for every applicant to provide evidence of emergency medical health insurance from a Canadian insurance provider. As per the requirements of the Canadian government, the coverage must be for at least $100,000.00 CND.
Does Super Visa Insurance cover dental?
You would be happy to know that Super Visa Medical Insurance also handles Accidental and Emergency Dental Coverage. The accidental coverage will take care of your emergency treatment for any or all of your teeth. This includes the emergency treatment of your capped and crowned teeth as well.
You will be able to enjoy the benefit of instant relief in dental emergencies that result in acute dental pain with the help of dental emergency coverage. But you will not get this benefit in the case of facial injuries. And not to forget that all the previously treated conditions will also not be taken care of. Like in the case of Accidental coverage, you must receive medical attention within 90 days of the emergency to go back to your home country.
Do You Know?
Super Visa Insurance can Cover your Parents during their Journey too!
Were you planning to invite your parents and grandparents to Canada on a Super Visa?
Well, here we have some excellent news for you: You can now cover them for medical emergencies while they are on their flight journey.
Yes, you have got it right. Your parents or grandparents can now also be protected while they are on their journey! Isn’t it amazing? Contact Canadian LIC today for the best insurance protection for your grandparents or parents. Medical emergencies can strain your finances and put you in a place where you will end up paying a lot more than you ever thought. It is your duty to make sure that your parents or grandparents are covered for all these medical expenses.
Super Visa Insurance can be Paid in Monthly Installments too!
The monthly plan is an excellent option for all those who invite their parents on a Super Visa but later find it really challenging to pay for the entire insurance altogether.
However, you all will be thrilled to know that now it is also possible to make monthly payments with the help of Super Visa Insurance. Now you can pick the best insurance coverage that suits your needs and fits your pocket with our expert advisors’ help.
So what are you waiting for? Now easily break down that large payment you made at once into monthly payments. Stay relaxed and worry-free about the cost of the insurance. Get in touch with us immediately if you want to gather more information on this!
A partial Refund can be applied for the Unused Period of Super Visa Insurance!
We have some great news for you: you can now get a part of your insurance premiums for all those unused months if your parents or grandparents are thinking of leaving Canada before the end of the year.
Yes, that is true! You are now eligible for a refund if your parents or grandparents do not stay in Canada for a year.
If you want more knowledge on this subject, then you can contact Canadian LIC Customer Service today. Our knowledgeable advisors will support you and answer all your questions until you are completely satisfied!
You can get a Full Refund of your Money Paid for Super Visa Insurance if the Visa is not Approved!
Were you considering applying for a Super Visa for your grandparents or parents?
Do you have this fear of losing all your premiums if the Visa application is rejected?
Well, you can now keep all your tension aside, as in the case if the Canadian Immigration Department does not grant the Visa, then the insurance companies will provide you with a full refund.
Hence, your entire money will stay safe! If you want to improve your knowledge of Super Visa Insurance, you can contact Canadian LIC today. Our experts will deal with all of your concerns. So what is stopping you now? Make an appointment right away!
Super Visa Insurance with a pre-existing condition
Here is another exciting news. All those pre-existing medical issues that OHIP or your private health insurance policies do not take care of are now also covered by Super Visa insurance. A few insurance policies cover pre-existing medical conditions, while a few others cover stable pre-existing conditions.
You can gain more knowledge on how to apply for Super Visa Insurance here- ‘What is a Canadian Super Visa and How to apply for one?’
Ali Shahzad
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akanksha....105 great advisor one call solution solved .
Mithun Das
Was really nice dealing with Canadian LIC for setting up supervisa insurance for my mother. Harpreet from the customer support team was very responsive and I was able to get the things sorted out quickly.
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Excellent service
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highly recommend Canadian L.I.C. insurance. Very knowledgeable, friendly and helpful. I called and got help right away. The service was quick, clear and easy. Akanksha gave the best price and service by following up.
Keep it up, great job.
FAQ
Super Visa Insurance is a type of travel medical insurance that is designed specifically for parents and grandparents of Canadian citizens or permanent residents who wish to visit and stay with their loved ones in Canada for extended periods of time under the Super Visa program. The Super Visa Insurance covers any unexpected emergency healthcare and medical expenditures while they are in the country.
Super Visa Insurance is needed for all parents and grandparents of Canadian citizens or permanent residents seeking a Super Visa to enter Canada for an extended period of time (up to five years without the need for frequent renewals).
This insurance protects tourists from any unexpected medical expenses. Super Visa Insurance ensures that visiting family members have access to high-quality medical treatment without any financial constraints. This insurance policy is an essential necessity that respects the concept of a family reunion while emphasizing loved ones’ health and well-being.
Super Visa Insurance covers any unexpected emergency medical bills, hospitalization, repatriation, and other important medical treatments that may arise during the visitor’s stay in Canada.
The Canadian Super Visa Insurance must cover at least $100,000, offer coverage for at least one year, and cover hospitalization and repatriation fees.
It doesn’t Yes, you certainly can. You can get a Super Visa Insurance policy in Canada since the Canadian insurance providers who offer this specialized coverage allow you to get one. The most important thing to remember is to choose an insurance company that follows the strict requirements established by the Canadian government.have to be only a portion. You can with the entire amount as well.
Yes, Super Visa Insurance is different from regular travel insurance as it provides complete medical coverage for a safe and secure stay in Canada and is developed specifically to meet the requirements of the Super Visa program.
To apply for Super Visa Insurance, follow the steps highlighted below:
- Researching and choosing a reputable insurance provider
- Getting a quote
- Applying the required documentation
- Paying the premium and receiving an insurance certificate
Yes, you can renew your Super Visa Insurance insurance before it expires. However, you have to maintain continuous coverage during your whole stay in Canada.
Yes, Super Visa Insurance is required in order to get a Super Visa to visit Canada. Your Super Visa application can be denied if you do not have enough insurance coverage.
Super Visa Insurance can be bought online since many Canadian insurance companies provide online purchasing choices to their customers. You have to apply, pay the payment, and obtain your insurance certificate digitally.
Cancellation of Super Visa Insurance in Canada is possible. However, the cancellation and refund processes are determined by the insurance company. Cancellation can incur a cost, and refunds may be partial or subject to the restrictions of the policy. As a result, it is important to examine the conditions and contact your insurance provider for the most up-to-date information.
Yes, insurance companies will provide particular discounts if you purchase multiple Super Visa Insurance plans at the same time. Each company has its own distinct offering. You must understand more about the multi-policy discount in order to save money!
No, a medical check and lab testing are not required to get Super Visa Insurance. When applying for coverage, you simply need to answer a few simple questions about your health genuinely. There is no need to do anything else!
Yes, if you are a Canadian citizen or permanent resident, you can get Super Visa Insurance for your parents or grandparents.
People who use a Super Visa to support their family’s stay in Canada are responsible for covering their family’s expenses for the duration of their stay. It covers any medical expenses that your insurance may be unable to cover. Because they are already responsible for their visitors’ expenditures, many sponsors seek to buy their families Super Visa Insurance. This can be used to establish if they have enough coverage and, if necessary, to purchase additional coverage.
Go read ‘Mistakes to Avoid While Buying Super Visa Insurance’ for additional clarity on the topic.