RBC Travel Insurance

For travelers planning a vacation outside of Canada who want to get the most out of their insurance coverage.

Various Travel Insurance Packages, Complete coverage in a single package

Deluxe Package

  • Single Trip: Between the ages of 0 – 74 years

  • Multi-Trip: Between the ages of 0-64 years

For travelers planning a vacation outside of Canada who want to get the most out of their insurance coverage.

  • Unlimited emergency medical

  • Trip cancellation and interruption

  • Baggage loss, damage, and delay

  • Flight and travel accidents

  • The single trip as well as multi-trip annual plan coverage options

  • For multi-trip annual plan: 9-, 16- or 30-day trip duration options available. Call RBC insurance to find out more about the 30-day option.

  • No health questions and coverage for stable pre-existing medical conditions

  • Family plan pricing is available

  • Package Upgrade Rider available

  • 24-hour worldwide emergency travel assistance

Get the best Insurance Quote from RBC Insurance

Call 1 844-542-4678 to speak to our advisors.

Policy Documents:

For all the coverage details, limitations and exclusions, see:

  • Deluxe package (Single Trip)coverage

  • Deluxe package (Multi-Trip Annual)coverage

  • Compare package details

Travel Care® Package

  • Single Trip: Ages 75 and above

  • Multi-Trip: Ages 65 and above

For travelers between the ages of 65 and above and 75 and above who want to make the most out of their coverage for a trip outside of Canada.

  • Unlimited emergency medical option

  • Trip cancellation and interruption services

  • Baggage loss, damage, and delay coverage

  • Flight and travel accidents insurance coverage

  • Single trip and multi-trip annual plan options are available

  • 9-day and 16-day options are available for a multi-trip yearly plan. A 30-day plan is also available.

  • Depending on which Travel Care Category you qualify for, certain pre-existing conditions may be covered.

  • Package Upgrade Rider option available

  • 24-hour worldwide emergency travel assistance available

Travel Insurance Policy Documents:

For complete travel insurance coverage details, limitations, and exclusions, take a look:

  • At the Single Trip Travel Care package

  • At the Multi-Trip Annual Travel Care package

  • Compare both these package details

Non-Medical Package

For Individuals of All Ages

For travelers that do not require emergency medical coverage for a trip outside the country of Canada.

  • Trip cancellation and interruption assistance

  • Baggage loss, damage, and delay assistance

  • Insurance coverage on flight and travel accidents

  • Family plan pricing options are available

  • Package Upgrade Rider option available

Policy Documents:

For complete policy details, limitations, and exclusions, take a look at them:Non-Medical Package details

Travel within Canada Package

Available for Individuals of All Ages

Travelers looking to travel within Canada and need coverage have access to:

  • Unlimited emergency medical coverage

  • Trip cancellation and interruption assistance

  • Baggage loss, damage, and delay assistance

  • Insurance on flight and travel accidents

  • Family plan pricing is also available

  • Package Upgrade Rider is also available

  • 24-hour worldwide emergency travel assistance is available for this package

Travel Within Canada Policy Documents:

For complete policy details, see:Travel Within Canada Package

Compare The Various Travel Insurance Packages

S Deluxe Travel Care® Travel Within Canada Non-Medical
General Information
Plan Eligibility 0 to 74 years 75 years and above All of the above
Medical Questions needed to be answered? Not needed Single Trip Travel Policy: Based Not required Not required
On Age
Multi-Trip Travel Policy: Yes
Stable Pre-existing Medical Conditions Yes Depends Yes Yes
For Travel Destinations Outside Canada Outside Canada Within Canada Outside Canada
Single and Multi-Trip Policy Options
Maximum Number of Days For Single Trip Length 183 (60 for age 60 years and above) 60 365 365
Multi-Trip Option Available Yes Yes No No
Multi-Trip Policy–Duration of the Travel in consecutive days 9, 16, or 30 days 9, 16, or 30 days. Must be under the age of 80 N/A
Trip Cancellation and Interruption Insurance Plan Conditions and Term Limit
Trip Insurance Cancellation - Before Departure Yes Yes Yes Yes
Trip Interruption –Covered Under Economy Class Yes Yes Yes Yes
Trip Interruption After Departure. A portion of pre-paid travel arrangements that are unused will be refunded. Yes Yes Yes Yes
Other Expenses Covered - Total Coverage Amount $3,500 $3,500 $3,500 $3,500
Emergency Medical Insurance Plan Terms and Coverage Limit
Medical Benefits and Other Related Benefits Unlimited Unlimited Unlimited No
Is 24-Hour Multilingual Emergency Medical Assistance Available? Yes Yes Yes N/A
Other Expenses Covered – Total Coverage Amount $3,500 $3,500 $3,500 $3,500
Baggage and Personal Effects Insurance Coverage Limit
Coverage for Loss or Damage of Baggage $1,000 $1,000 $1,000 $1,000
Delay in Travel $400 $400 $400 $400
Flight and Travel Accident Insurance Coverage Limit
Principal Amount for Flight Accident $100,000 $100,000 $100,000 $100,000
Principal Amount for Travel Accident $50,000 $50,000 $50,000 $50,000

Travel Medical Insurance

Essential coverage for all Canadians.

Classic Medical Plan

  • Single Trip Plan: For individuals between the ages of 0 – 64 years

  • Multi-Trip Plan: For individuals between the ages of 0 – 64 years

For individuals that travel and require emergency medical coverage for trips outside their home province.

What's covered under the Term Life Insurance policy?

Death Benefit

Your policy offers a tax-free death benefit coverage to your beneficiaries or estate if you die while the coverage is still in place.

  • Unlimited emergency medical coverage

  • Assistance with direct payment of emergency medical bills

  • 24-hour worldwide emergency travel assistance provided

  • No deductible payment needed to be made

  • No health questions are required to be answered

  • Stable pre-existing medical conditions are covered under this plan

  • Single trip and multi-trip annual plan options are available

  • 9-day and 16-day options are available for a multi-trip yearly plan. A 30-day plan is also available.

  • Family plan pricing option is also available

Travel Care® Medical Plan

  • Single Trip: Ages 65+

  • Multi-Trip: Ages 65+

Ideal for travelers who are 65 and above and require emergency medical coverage for trips outside their territory.

  • Unlimited emergency medical coverage

  • Assistance with direct payment of emergency medical bills

  • 24-hour worldwide emergency travel assistance provided

  • A few health questions are required to be answered

  • Single trip and multi-trip annual plan options are available

  • 9-day and 16-day options are available for a multi-trip yearly plan. A 30-day plan is also available.

Travel Care Medical Plan Policy Documents:

For all the coverage details, limitations and exclusions, see:

  • Deluxe package (Single Trip) coverage

  • Deluxe package (Multi-Trip Annual) coverage

  • Compare package details

4-Day Getaway Multi-Trip Annual Medical Plan

For people between the ages 0 – 74 years.

For individuals who wish to make unlimited quick trips outside their home province in the next year for one low price.

  • Unlimited emergency medical coverage.

  • Assistance with direct payment of emergency medical bills

  • 24-hour worldwide emergency travel assistance provided

  • No need to answer any medical questions, and no health examination required

  • Stable pre-existing conditions are covered in this insurance plan

  • Family plan pricing is available for people up to age 59

4-Day Getaway Multi-Trip Policy Documents:

  • For complete coverage details, limitations and exclusions, see:

  • 4-Day Getaway Multi-Trip Annual Medical PlanBrochure

Compare The Various Travel Insurance Policy Details

Choose your Travel Insurance Policies: Classic Medical Travel Plan Travel Care® Medical Plan 4-Day Getaway Multi-Trip Plan
General Insurance Policy Information
Eligibility for the policy 0 to 64 years of age 65 years and above 0 to 74 years of age
Medical Questions Needed to be Answered? No Yes No
Stable Pre-existing Conditions Covered in the Plan? Yes Depends Yes
Outside home province or territory Outside home province or territory Outside home province or territory
For Travel Destinations
Emergency Medical Insurance Conditions and Coverage Limit
Eligibility Of Emergency Medical Expenses Unlimited Unlimited Unlimited
Is 24-Hour Multilingual Emergency Medical Assistance Available? Yes Yes Yes
Out-of-Pocket Travel Expenses Limit $1,750 $1,750 $1,750
Single and Multi-Trip Travel Insurance Policy Options
Maximum number of days of travel for a single trip 183 183 N/A
Single Trip Travel Exceeding 183 Days (Between 183-365 Days) If Eligible, Yes Individuals Aged between 65-74 years are eligible N/A
Multi-Trip Travel Insurance Coverage Available Yes Yes Yes
Trip Duration in Consecutive Days for Multi-Trip Plan 9, 16, 30, or 60 Days 9, 16, 30, or 60 Days. Individuals must be under the age of 80 4

Testimonials

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Lalit Kumar

Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.

Nippurn Kaushal

One of the best service provider in their field. I took a policy for my family and the plan I choose is the best and no other provider had that plan.Extremely satisfied by their services.

Baljeet Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.

Gurjinder Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.