Manulife Universal Life Insurance

Life is hectic, and your family or business requirements may keep changing. You require life insurance which grows and changes with you to secure your loved ones.

InnoVision® universal life insurance

Full-featured and flexible protection, Life is hectic, and your family or business requirements may keep changing. You require life insurance which grows and changes with you to secure your loved ones. Canadian L.I.C.Inc. presents Innovision, a fully-featured, flexible universal life insurance contract you can personalize to suit your present and future requirements also your tax, wealth accumulation and estate creation goals. It is perfect if you want to

  • Leave behind a legacy, i.e. a tax-free for your loved ones

  • Build tax-deferred or potentially tax-free assets

  • Protect the key players of your business

  • Use partner/ shareholder buy-outs

Benefits

  • Help in transferring wealth to your loved ones and increase the returns on investment on a tax-deferred basis.

  • If you have better health and lifestyle, you reduce your expense on insurance costs.

  • Opt for premiums that rise every year or pay a little extra premium for unchanged premiums.

Flexible protection you can personalize to match your requirements. Opt for a bonus choice to either get extra interest (loyalty bonus) or avail of lower management fees over investment accounts If you become disabled, avail your tax-free cash value.

Get the best Insurance Quote from Manulife Insurance

Call 1 844-542-4678 to speak to our advisors.

Plan details

Core plan:

  • Coverage starts from $100,000

  • Choose from a range of 50 investment accounts

  • Pick your reward: a loyalty bonus or investment account with lower management fees.

  • Assured insurance costs as per specific conditions

  • Assured low interest on investment accounts

Optional add-on:

  • Invest with tax benefits

  • Include term life insurance

  • Avail protection if accidental death occurs

  • Support in protecting the benefit due to inflation.

  • Exemption from premium payments if you get disabled as per specific conditions

  • Assure your future qualification for additional life insurance for yourself and your business owner (based on the development of the business)

  • Secure your kids with assurance to get their own life insurance in the future, irrespective of their health

Security UL universal life insurance

Buy simple life insurance protection that you can enhance in the future Your life insurance and financial requirements will not remain the same. Today, you may opt for easy and permanent protection, but it is always beneficial to have a choice to boost your coverage in future. Buy insurance that is simple to understand and maintain with security UL universal life insurance that offers you-

  • Assured insurance costs

  • Assured administration fees

  • Assured low-interest investment account

  • Hand-picked, best investment accounts

Benefits

  • Personalize your policy— you may insure multiple people with additional benefits and get coverage as per your requirement.

  • AIf you have better health and lifestyle, you reduce your expense on insurance costs.

  • Get bonus interest upon the deposit in your policy annually from the fifth policy anniversary.

Ideal for a young generation. This easy and flexible plan can suit your changing requirements at present and in the future.

Plan details

Core plan:

  • Coverage starts from $50,000

  • Opt for coverage of assured low-interest rates or match your policy’s development to the equity markets

Optional add-on:

  • Include term life insurance

  • Exempt payments if you turndisabled

  • Assure your future qualification for additional life insurance for yourself and your business owner (based on the development of the business)

  • Secure your kids with assurance to get their own life insurance in the future, irrespective of their health

Manulife UL universal life insurance from Canadian L.I.C. Inc.

Easy, straightforward and Worthy, Your life insurance and financial requirements won’t be the same. Today you may be wanting easy yet permanent security, but it’s good to know you have a choice to boost your coverage in the future. Buy insurance that is simple to understand and maintain with Candian L.I.C. Inc. offered Manulife UL universal life insurance that offers-

  • Leave back a tax-free legacy for your beneficiaries.

  • Develop cash value you can use later (withdrawals could be taxed)

  • You can choose to manage your money according to your need.

  • Potentially decrease the effect of market volatility over the investments

  • Advantage from potentially better returns on managed accounts

  • Take benefit of potentially less investment account management charges

  • Build collateral you may utilize for a bank loan

Benefits

  • Plan your involvement depending upon your investment style and the risk level you like to undertake.

  • If you have better health and lifestyle, you reduce your expense on insurance costs.

  • Opt for premiums that rise every year or pay a little extra premium for unchanged premiums

Plan details

Core plan:

  • Coverage starts from $50,000 or $100,000 based on the options you choose.

  • Choose from different investment account choices or opt for the simplest investment account connected with Performax Gold Investment Fund

  • Low management fee format

  • Assured rate enhancement on managed accounts

  • Assured premium for a less, guaranteed time duration.

Testimonials

Trusted by Clients

The Best Canadian Insurance Brokerage

Lalit Kumar

Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.

Nippurn Kaushal

One of the best service provider in their field. I took a policy for my family and the plan I choose is the best and no other provider had that plan.Extremely satisfied by their services.

Baljeet Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.

Gurjinder Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.