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Insurance Broker Red Deer
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Well-established Red Deer insurance brokers
It is a lot of hassle to search for the right insurance policy that suits your specific requirements. From finding the right terms and conditions to the premiums, one needs to update themselves on the insurance market. Luckily, the insurance brokers at Canadian LIC have years of experience in this field & professional services, ensuring you have complete peace of mind when it comes to choosing the right insurance plan. Additionally, they also offer expert advice on the insurance market and which policy is best suited for your needs. Let us help you make the right decision to secure your future. Contact a member of our team today to find out more information about our services.
A wealth of experience in the insurance trade
Confused as to which term life insurance company plan you want to purchase? Or do you need help calculating your premiums? You cannot go wrong with the insurance brokers in Red Deer at Canadian LIC. Keeping your best interests at heart, we go the extra mile to ensure your insurance needs are met and exceeded. We pride ourselves on our top-class relationship with our customers and the insurance companies we work with in the Red Deer region. So, if you are planning to buy the right insurance policy, there is only one name in Red Deer you can trust. Speak to a member of our team today and get your queries addressed, we have exceptional customer service to help you out with your queries.
A complete range of insurance brokerage services at competitive prices
With many insurance companies present in the market, choosing the policy that will address your needs can be challenging. Your lack of knowledge can potentially be a downfall in purchasing an insurance plan that could set you back with your premium payment. The team at Canadian LIC not only helps identify the best plans based on your budget and needs but also offers expert advice from the insurance industry that will give you an idea of the various types of insurance policies available in the market. We take care of all the leg work making sure you are relaxed when it’s time to purchase the insurance policy.
Red Deer insurance brokers that work for you and not the company
Most people assume that a broker works exclusively for a company. That is far from the truth. A Red Deer insurance broker represents the customer and looks after their insurance needs, while a Red Deer insurance agent ensures the needs of the company they represent are met. We offer our customers a comprehensive range of options depending on the plan they wish to buy. This ensures they make a decision that will match their insurance needs. We don’t claim to find the perfect insurance plan for our customers, we simply just give them a wide range of options from the best insurance companies, that help them make a more well-informed decision.
A sound relationship with insurance companies
Our aim to provide all the stakeholders with a first-class service has helped us build a solid relationship with several insurance companies in Red Deer. From helping you choose the correct personal and business insurance solutions to advice on which investment plan is best suited for your needs, we do it all. Below-mentioned is some of the insurance policies that we have a great deal of experience in:
Life insurance policies:
This category of insurance products is popular amongst private individuals. The range includes:
Term Life Insurance:
This Insurance plan is one of the most sought-out insurance policies in the market. This plan is ideal if you are looking to live comfortably in your retirement, or if you need a short-term plan. The limit of the policy varies from ten to twenty and thirty years. To find out more details about Term Life Insurance, please reach out to the insurance brokers at Red Deer today.
Universal life insurance
A Universal Life Insurance plan gives the policyholder two options. The first option is when you sign the contract, and the other option is how much funds you can take out as a loan against the total cash value of your policy. Similar to a whole life insurance policy, the owner of the plan can either withdraw a portion of the savings or the entire cash value.
Whole life insurance
This is an insurance plan that offers the beneficiary of the policyholder a lump sum amount in the event the owner of the policy dies. However, that is if the policyholder was maintaining their premiums. The savings can be used to clear off any debts and take care of children’s education, including taking care of any financial needs.
Super Visa Insurance
Do you want your parents or grandparents to be part of your children’s important moments? Are you looking to get them to Red Deer for a holiday? With the help of Super Visa Insurance, you can rest assured that their healthcare needs are well-taken care of during their stay. From hospital and medical bills to even prescription drugs and emergency dental care, a Super Visa Insurance plan offers comprehensive healthcare protection.
Money-back insurance:
If you manage the entirety of the term policy, you will be pleased to know that the money that you have amassed over time will be transferred back to you. For further enquiries on Money-Back Life Insurance, please do not hesitate to reach out to our brokers in Red Deer.
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Personal insurance plans:
Critical illness insurance:
Take charge of your life by making sure you do not endure any financial stress when you are diagnosed with a severe illness. A critical illness can also cause a lot of stress on your loved ones. Without proper financial planning, you could end up dipping into your hard-earned savings to pay your medical bills. With a Critical Illness Policy, you can focus on your recovery knowing that you are insured. Our insurance brokers in Red Deer can help you choose the right Critical Illness Plan from several top-rated insurance companies.
Disability insurance:
Has a workplace accident left you temporarily or permanently disabled? Is disability causing you a lot of financial stress for you and your loved ones? With a Disability Insurance policy, the above-mentioned problems will be taken care of. The best part of disability insurance plans is that they can also cover your rehabilitation, including transportation to and from the hospital etc.
Mortgage insurance:
It is one of the worst feelings when you have defaulted on your monthly mortgage payments. Luckily, it can be avoided. With the help of a Mortgage Insurance policy, you can ensure the monthly mortgage payments do not affect you even if you don’t make the payment for that month due to some financial crisis. Additionally, it also protects your loved ones from any financial implications if you fail to make the payment. Insure yourself today to protect your credit history from getting tarnished. Poor credit history can significantly affect your chances of applying for a refinance or even a new loan in the future.
Loan Protection Insurance:
Is unemployment making it difficult to make your loan payments? Or have you been in an accident that left you temporarily or permanently disabled? If you are currently in the above-mentioned situations, purchasing a loan protection insurance policy can alleviate some of the financial stress until you find your feet. This insurance plan prevents you from defaulting. The limit for both business and personal expenses is up to $5,000.
International Student Insurance
Planning to pursue your higher education in Red Deer in Canada? To be granted admission, international students are required to hold a valid medical insurance plan, as healthcare is not free for non-residents of the country. And if you visit a hospital without insurance, it could run you back several hundred dollars. At Canadian LIC, our insurance brokers will identify healthcare policies that comply with Red Deer’s rules and regulations.
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Call 1 844-542-4678 to speak to our advisors.
Business insurance:
Group Insurance:
This plan takes into consideration the physical and mental well-being of the employees in the business. An organization that has a Group Insurance plan can also attract potential new hires as they see it as an incentive.
Key Person Insurance:
Suppose you are an owner who operates a small business. In that case, the best insurance policy you can get out there to protect your business from any implications is Key Person Insurance. For more details, please do not hesitate to contact a member of our team today.
Buy-Sell Agreement:
If one of the owners unfortunately dies or decides to step down, a buy-sell agreement plays important as it is a legally binding contract that can help the remaining owners to divide the shares of the partner that is no more equally.
Estate Planning:
An insurance policy plays an integral role when it comes to planning one’s estate. In addition to that, it also provides the dependents with financial security. The money saved can be used to take care of certain financial obligations such as paying off debts, legal fees and much more.
Investment plans
Registered Education Savings Plan (RESP)
Every parent ensures their child gets the best education they possibly can. However, education costs in the country are not cheap. Don’t worry, by opening an RESP, you can contribute to your child’s post-secondary education. You can even have your family friends and relatives contribute to your child’s RESP.
Are you looking to save money that you have worked so hard for? Consider opening a TFSA. By contributing a small part of your annual income, you can let it grow over time without it being taxed.
Registered Retirement Savings Plan (RRSP)
This investment insurance policy is the best savings tool to look after your financial needs when you eventually retire. With an RESP, you have complete freedom to take out funds before the term ends if you need money for a medical or financial emergency.
Are you looking to buy the right insurance policy? Get in touch with our broker in Red Deer at Canadian LIC to help you with all your insurance needs. Call us today at 1 844-542-4678 to schedule an initial consultation.
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Get the best Insurance Quote from Canadian L.I.C
Call 1 844-542-4678 to speak to our advisors.
