What if you drive to your bank to find out it is closed? Disappointing right? Of course, you would like to be well aware of your bank’s opening hours and holidays beforehand, especially when you have to do tasks like closing your account or making a wire transfer that requires your presence in the bank.
Even though online banking has made people’s lives way easier, certain banking transactions may still require you to visit a bank branch.
So here you will get all the information on the Canadian banks’ working hours and which banks are open on which holiday, so that you can plan your bank trips with ease.
Canadian Banks Working Hours
Usually, Canadian banks are open all throughout the week, that is, all 6 days from Monday to Saturday. But there are also certain exceptions, like CIBC and TD Bank branches, that remain open on Sundays and offer drive-thrus as well.
You can have access to all ATM services for the entire 24 hours of the day, the entire 7 days of the week, along with drive-through services at certain sites. If the customers want, they can still make use of tellers; however, any ATM in the country or the banking website can provide access to their funds.
The normal bank working hours in Canada are the same as the standard business hours of a normal working day, which is mostly between 9 AM and 4 PM or 10 AM and 5 PM. The exact timings vary from location to location and bank to bank. Nonetheless, most Canadian banks on any business day close between 4:00 PM to 7:00 PM.
| S.No | Bank | Day | Working Hours |
| 1.) | TD bank | Monday-Friday | 8:00 AM to 6:30 PM |
| Saturday | 9:00 AM to 2:00 PM | ||
| Sunday | 11:00 AM to 3:00 PM | ||
| 2.) | Scotiabank | Monday to Thursday | 9:30 AM to 4:00 PM |
| Friday | 9:30 AM to 6:00 PM | ||
| Saturday | 10 AM- 2 PM | ||
| 3.) | Canadian Imperial Bank of Commerce (CIBC) | Monday to Friday | 8:30 AM to 7:30 PM |
| Saturday | 9:00 AM – 5:00PM | ||
| Sunday | 9:00 AM – 5:00PM | ||
| 4.) | National Bank of Canada | Monday to Friday | 9:00 AM to 6:00 PM |
| Saturday | 9 AM – 3 PM | ||
| 5.) | Tangerine Bank | Monday to Friday | 9:00 AM to 6:00 PM |
| Saturday | 11:00 AM to 6:00 PM | ||
| Sunday(Some Branches Open) | 12:00 PM to 5:00 PM | ||
| 6.) | Bank of Montreal | Mondays to Saturday | 8 AM to $ PM |
Bank Holidays in Canada in 2025
Canadian banks close on specific dates each year, primarily on federal holidays and, in some provinces, on additional regional holidays. If you ever wonder, “Are banks open today?” this guide will help you plan your banking needs in 2025.
Below is a comprehensive list of federal and major provincial bank holidays in Canada for 2025.
List of Federal Holidays in 2025
| Date | Holiday Name |
|---|---|
| January 1, 2025 | New Year's Day |
| April 18, 2025 | Good Friday |
| May 19, 2025 | Victoria Day |
| July 1, 2025 | Canada Day |
| September 1, 2025 | Labour Day |
| October 13, 2025 | Thanksgiving Day |
| December 25, 2025 | Christmas Day |
| December 26, 2025 | Boxing Day |
Note: Remembrance Day (November 11, 2025) is a statutory holiday in some provinces and territories, but not all banks across Canada close for this day. Check with your local branch.
List of Major Provincial Bank Holidays in 2025
- Day after New Year’s (January 2, 2025): Most banks in Quebec are closed.
- Family Day (February 17, 2025): Banks in Alberta, British Columbia, Ontario, New Brunswick, and Saskatchewan are closed.
- Islander Day (February 17, 2025): Banks in Prince Edward Island are closed.
- Louis Riel Day (February 17, 2025): Banks in Manitoba are closed.
- St. Patrick’s Day (March 17, 2025): Some banks in Newfoundland and Labrador may close.
- Discovery Day (June 23, 2025): Banks in Newfoundland and Labrador are closed.
- Saint Jean Baptiste Day (June 24, 2025): All banks in Quebec are closed.
- Civic Holiday (August 4, 2025): Banks in Alberta, British Columbia, Manitoba, New Brunswick, Northwest Territories, Nunavut, Ontario, Prince Edward Island, and Saskatchewan are closed.
- Regatta Day (August 6, 2025): Most banks in St. John’s, Newfoundland and Labrador, are closed (date may change due to weather).
- National Day for Truth and Reconciliation (September 30, 2025): Increasingly observed by banks, especially in federally regulated sectors and some provinces.
- Remembrance Day (November 11, 2025): Banks in British Columbia, Newfoundland and Labrador, Northwest Territories, Nunavut, and Yukon are closed.
Important Notes
- If a holiday falls on a Sunday, banks typically close the following Monday.
- Provincial holidays may vary, so always check with your local branch for confirmation.
- Some banks may have limited hours on certain holidays.
Can you do banking on the day of a bank holiday?
The answer to this is a big yes; even if it is a federal holiday, you can also very easily do your banking activities. If you cannot take out time to do your banking during the bank’s opening hours, then you only have to make sure to contact the bank’s phone number and use an automated system whenever you are free at your convenience. You will also easily find an Internet banking platform as well as ATMs everywhere around the country. Tellers are also available for all those customers who find in-person transactions more convenient. Hence, it is very important to ensure that your local bank is open on that day, especially if you plan to withdraw a large amount.
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Online Banking
You only require a good internet connection, a laptop, a desktop, or a mobile device in the case of online banking. Tasks such as viewing your bank statements, checking your balance, paying your bills, setting up or cancelling deposits, and depositing cheques can be easily done through online banking within minutes from anywhere.
ATM machines
You will get 24*7 access to all ATM from almost all Canadian banks. ATM also offers the same services as in the case of online banking, as discussed above, like paying your bills, viewing your bank statements, checking your balances, etc. Easily print bank account statements, keep a check on your account balance, or withdraw or deposit your money whenever needed through your bank’s ATM network.
Wrapping It All Up
So at this point, you would have received a very clear answer to your query, “Are banks open today or what?. Isn’t it? The fastest and easiest way to determine whether your bank is open is by consulting the website of your bank. In Canada, most banks are open on weekdays and many are open Saturdays while closing on some National and provincial holidays. Most banks are not open on Sundays, or if there is a National Holida,y and at your bank branch location, a Provincial Holiday. If you have any questions regarding your blossoming relationship with banking, don’t hesitate to call us directly at 416 543 9000 or 1 844-542-4678.
We’d like to hear from you and give you a better solution where necessary.
You are free to consult our blog section on our website if you are looking for examples of insurance or any other knowledge.
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Faq's
The most commonly asked questions related to ‘Are the banks open today” are as follows:
Most banks and credit unions remain open just like the usual days in Canada, but you will find federal entities like Canada Post remain closed on Easter Mondays.
Many banks and financial institutions stay open like a usual working day in Canada, as the day before Christmas is not a public holiday. But certain financial institutions like the TD Canada Trust remain closed both on Christmas Eve and Christmas Day.
Mostly on Saturdays, the banks remain open for fewer hours than on weekdays, and they remain closed on Sundays. But there are a few banks that work on Sundays as well, but just for a few hours, like the CIBC and the TD Bank. It is best to check if your bank is open or not on weekdays before you step out of your house to visit it.
On public holidays, banks in Canada remain closed. Many banks also remain closed on provincial holidays.
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