What if you drive to your bank to find out it is closed? Disappointing right? Of course, you would like to be well aware of your bank’s opening hours and holidays beforehand, especially when you have to do tasks like closing your account or making a wire transfer that requires your presence in the bank. 

Even though online banking has made people’s life way easier, certain banking transactions may still require you to visit a bank branch.

So here you will get all the information on the Canadian banks working hours and which banks are open on which holidays so that you can plan your bank trips with ease.

Will the Banks Open Today?

By Canadian LIC, January 07, 2026,  7 Minutes

Will the Banks Open Today

What if you drive to your bank to find out it is closed? Disappointing right? Of course, you would like to be well aware of your bank’s opening hours and holidays beforehand, especially when you have to do tasks like closing your account or making a wire transfer that requires your presence in the bank. 

Even though online banking has made people’s lives way easier, certain banking transactions may still require you to visit a bank branch.

So here you will get all the information on the Canadian banks’ working hours and which banks are open on which holiday, so that you can plan your bank trips with ease.

How Canadian Bank Hours Typically Work

Canadian banks do not follow a single national schedule. Branch hours are set locally and can vary based on location, demand, and staffing.

That said, most branches follow a similar pattern:

  • Weekdays: Open during standard business hours
  • Saturdays: Limited hours at select locations
  • Sundays: Mostly closed, with a few urban or mall-based exceptions

Even branches from the same bank may operate on different schedules within the same city. Because of this, it’s always best to confirm hours directly before visiting.

S.NoBankDayWorking Hours
1.)TD bankMonday-Friday8:00 AM to 6:30 PM
  Saturday9:00 AM to 2:00 PM
  Sunday11:00 AM to 3:00 PM
    
2.)ScotiabankMonday to Thursday9:30 AM to 4:00 PM
  Friday9:30 AM to 6:00 PM
  Saturday10 AM- 2 PM
    
3.)Canadian Imperial Bank of Commerce (CIBC)Monday to Friday8:30 AM to 7:30 PM
  Saturday9:00 AM – 5:00PM
  Sunday9:00 AM – 5:00PM
    
4.)National Bank of CanadaMonday to Friday9:00 AM to 6:00 PM
  Saturday9 AM – 3 PM
    
5.)Tangerine BankMonday to Friday9:00 AM to 6:00 PM
  Saturday11:00 AM to 6:00 PM
  Sunday(Some Branches Open)12:00 PM to 5:00 PM
6.)Bank of MontrealMondays to Saturday8 AM to $ PM

Are Canadian Banks Open On Weekends?

  • Saturdays: Some branches are open for reduced hours, mainly in busy commercial areas
  • Sundays: Most branches remain closed; only select locations open for short periods

Weekend availability depends entirely on the branch, not the bank brand itself.

What Happens On Bank Holidays?

Canadian banks close on federally recognized holidays and may also close on certain provincial holidays, depending on where the branch is located.

On these days:

  • In-branch services are usually unavailable
  • Online and mobile banking continue to function
  • ATM access is generally available

Processing times may be delayed, and transactions initiated on a holiday are often completed on the next business day.

Bank Holidays in Canada in 2026

Canadian banks close on specific dates each year, primarily on federal holidays and, in some provinces, on additional regional holidays. If you ever wonder, “Are banks open today?” this guide will help you plan your banking needs in 2026.

Below is a comprehensive list of federal and major provincial bank holidays in Canada for 2026.

List of Federal Bank Holidays in 2026

DateHoliday Name
January 1, 2026New Year's Day
April 3, 2026Good Friday
May 18, 2026Victoria Day
July 1, 2026Canada Day
September 7, 2026Labour Day
October 12, 2026Thanksgiving Day
December 25, 2026Christmas Day
December 26, 2026Boxing Day

Remembrance Day (November 11, 2026) is a statutory holiday in some provinces and territories. Bank closures vary by province and institution, so customers should confirm with their local branch.

List of Major Provincial Bank Holidays in 2026

Important Notes

Can you do banking on the day of a bank holiday?

The answer to this is a big yes; even if it is a federal holiday, you can also very easily do your banking activities. If you cannot take out time to do your banking during the bank’s opening hours, then you only have to make sure to contact the bank’s phone number and use an automated system whenever you are free at your convenience. You will also easily find an Internet banking platform as well as ATMs everywhere around the country. Tellers are also available for all those customers who find in-person transactions more convenient. Hence, it is very important to ensure that your local bank is open on that day, especially if you plan to withdraw a large amount.

Online Banking

You only require a good internet connection, a laptop, a desktop, or a mobile device in the case of online banking. Tasks such as viewing your bank statements, checking your balance, paying your bills, setting up or cancelling deposits, and depositing cheques can be easily done through online banking within minutes from anywhere.

ATM machines

You will get 24*7 access to all ATM from almost all Canadian banks. ATM also offers the same services as in the case of online banking, as discussed above, like paying your bills, viewing your bank statements, checking your balances, etc. Easily print bank account statements, keep a check on your account balance, or withdraw or deposit your money whenever needed through your bank’s ATM network.

Wrapping It All Up

At this point, the workings of the bank hours in Canada should be very clear. The quickest and surest method of verifying that a bank branch is open nowadays is by looking at the official site of the bank or the mobile application of the bank at the location of the user.

Generally, the majority of bank branches in Canada are working during the weekdays, a few hours on a Saturday in some of them, and closed on a Sunday. Branches also get closed on federally recognized holidays and can also be closed on some provincial holidays, depending on the location of the branch.

Due to the possibility of differences in hours and holidays marked in different branches, it is always a good idea to make a phone call to verify before going to the branch physically, especially when you require the services of a teller or transactions that are time sensitive.

To get general information and education sources on banking, insurance, and other issues related to it, you may visit our blog section on the website.

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FAQ's

The most commonly asked questions related to “Are the banks open today?” are as follows:

Most bank branches remain open on Easter Monday, even though some federal institutions may be closed. Branch hours may still vary by location.

Many branches operate with reduced hours on Christmas Eve. Christmas Day is typically a full closure for in-branch services.

Most bank branches are closed on Sundays. A limited number of locations may open for a few hours, usually in major cities or shopping centres.

Branches are generally closed on public holidays, but online banking and ATMs continue to operate.

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

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