Insurance can be a complicated topic, but it’s important to know what coverage you need. Our insurance brokers in Toronto, Ontario will help make sure that your individual needs are met with the right policy at an affordable price – all while making insurance buying easier than ever before!
We will help you find lower rates on your policy and make sure that they meet what’s best suited towards your requirement. When you work with Canadian LIC, you will have access to a variety of insurance plans & expert knowledge to choose the right insurance plan for you.
We will compare and offer you the most affordable quotes for you. If you are looking for a quote form a trusted insurance company in Canada, get in touch with us today for great service.
Looking for a new policy form a insurance company or want to talk to a insurance broker in Toronto, contact Canadian LIC for a no obligation quote now.
Here’s a list of insurance policies that we offer for our clients:
Critical Illness Insurance plan gives you a one-time, lump sum payout up to the limit of policy. This is to help make sure your family can continue to meet financial obligations if one of the sources of income is lost due to a critical illness or surgery. Get in touch an insurance broker at Canadian LIC and compare quotes.
A disability insurance plan is a way to replace a portion of your income should you find you are unable to work due to a disability. No one ever knows when they’re going to become disabled nor do we know what will cause it, but this kind of plan is designed specifically to help you despite all the uncertainty you may be facing during this time to cover your minimum payments & Daily expenses. Get in touch with one of our insurance broker for a quick quote.
Mortgage insurance is a type of policy that protects the family or policy holder. This plan protects you financially in the event you cannot make your mortgage payments mark sickness or Injury so you do not default and can protect your credit score or worst in case of Death mortgage would be paid off. Want to talk to a professional insurance broker in Toronto, call us now!
Loan protection insurance is a policy that helps a policyholder financially in times of need. If you are unable to pay your loan due to illness or due to an accident that has led to disability. By investing in this plan , you can help pay for your monthly loan and protect yourself from being tagged as a defaulter and protect your Credit. Limits are up to 5000 for personal expenses and $5000 for business expenses. Talk to a professional insurance broker in Toronto, call us now!
When you are applying for international student health insurance, you should know that Canadian healthcare rules and regulations differ from province to province. International students do not get Health Cards, this student plan covers them all. Get quick quote form a Canadian insurance company.
No matter the nature or size of your business, we can work with you to offer you the business insurance to protect your business.
Key person insurance is a life insurance on the person who runs the company or is an integral part of it. If you are running a small business, which entirely depends on a key person, it is important that you get him insured. Call now to talk with one of our insurance broker.
Group insurance plan provides better coverage and ensures that the physical, mental and financial health of your insured employees are taken care of. It also provides you with a peace of mind and reassures your employees. It also provides cover to family members of employees. This helps employers by keeping talent employed. Our Toronto insurance brokers provide a variety of services including renewal quotes.
The term life plans offer the least expensive and simplest type of life insurance you can find. Whether you need something immediately or are thinking for the future, term life insurance gives you a variety of opportunities to make sure you’re always covered no matter what you choose from 10 yrs, 20yrs or 30yrs or pick a Term. Call now to talk with one of our insurance broker.
Whole life insurance is the permanent life insurance policy and paid out to a beneficiary or beneficiaries upon the policyholder’s death, provided that the premium payments were maintained. Whole life insurance coverage pays a death benefit, but also has a savings component in which cash can build up, which can be taken out if needed.
As a holder of a universal life insurance you have options on the terms of the contract you sign. You can select a policy that allows you to take a loan against the cash value the policy has accumulated. You can also, potentially, withdraw some or all of the cash value of the policy. Contact us today to compare quotes.
If you are wondering, what happens to the premium for your life insurance plan if you survive the whole term, well, you will be pleased to know that both Whole Life Insurance and Universal Life Insurance have a built-in cash value. This comes under the money-back life policy and you can get it back.
Super visa insurance provides medical insurance coverage for parents and grandparents of permanent Canadian citizens and residents. Super visa insurance typically covers: Emergency medical. Hospital care. Emergency dental care. Contact the insurance professional at Canadian LIC for a quick quote.
A buy and sell agreement is a legally binding agreement between co-owners or business shareholders. In case one of the co-owner dies or decides to leave the business, the surviving partner can buy the remaining shares of the business.
Insurance plays a very important role in estate planning. Estate planning also provides financial stability for your dependents and family members. It can also be used to pay taxes, fees or clear any debts.
Here are some of the reasons why should be your go-to, Canadian LIC insurance brokers when it comes to find the appropriate option:
Our insurance broker is essentially an intermediary between you and an insurance provider. With an in-depth knowledge of your requirements and the products and services available on the market, they will help you find a plan that is most appropriate to your financial needs.
Our professional insurance brokers, not just sells, but also solicits and negotiates insurance plans on your behalf. A broker also works independently, which in turn allows them to offer you a variety of options for insurance products and services.
They take up the higher responsibility of helping you find the best financial product that best suits your needs.
If you are looking to get a new insurance plan or to ensure that the policy you currently have best suits your interests, then you should consider consulting Canadian L.I.C in registered insurance brokerage. Our professional brokers can help you find the best insurance products and services in Toronto, Ontario. Give us a phone call today!
Insurance brokers can offer you a variety of services. Some of them include:
Every one of us wishes to enjoy financial freedom at some point in our lives. Most of us assume that our savings are more than enough for us to be financially stable. But if you are a pragmatic individual and look at life in a practical sense, you would know that your savings alone is not enough to attain financial freedom. Ensuring your assets are insured with an insurance plan is equally important as well.
However, a few individuals believe they do not require an insurance plan as they can save money on replacing the asset or tap into their savings should anything unfortunate happen to them. But do you want to use your hard-earned savings to pay off your medical bills or damage that has occurred to your property?
Purchasing an insurance policy offers you much-needed financial security and, most importantly, peace of mind. No amount of money can replace your sanity and peace of mind. So, when you have an insurance policy that secures you from any unfortunate event in life, you can be stress-free about it as you are covered. To summarize, getting an insurance policy is important, and with the convenience of experts like Canadian L.I.C, you can easily purchase insurance to secure the needs of you and your family, including your assets as well.
Rest assured, you can achieve peace of mind and financial freedom with us. Our highly experienced and professional insurance brokers in Toronto will help you clearly understand the policy’s coverage, exclusions, and terminologies.
Based on the type of insurance plan you are purchasing; insurance companies will sell a plan based on information such as:
Before providing you with the insurance plan, insurance companies will consider the risk of insuring you and assess your eligibility by undertaking an underwriting process. The underwriting process will make sure:
Regardless of the insurance plan, you wish to purchase; you must ensure to answer all the questions in your application truthfully. If you are dishonest:
Contact the trusted insurance broker in Toronto, Canadian L.I.C today for further information on insurance policies or to schedule an appointment.
Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.
Wonderful personality and very professional lady . Best knowledge of all the product and I m so happy with her service. Thankyou
Wonderful Personality. She has a good knowledge of insurance and also gives you variety of options to work with your budget. I will recommend her for your insurance needs.