Desjardins Universal Life Insurance

Universal Life Insurance is a protection plan that provides coverage for the entirety of your life, and italso includes a tax-deferred investment component.

Desjardins Universal Life Insurance

Universal Life Insurance is a protection plan that provides coverage for the entirety of your life, and italso includes a tax-deferred investment component. In addition to the coverage being for the rest of your life, it is also a savings fund that helps your money grow tax-free.Get a Universal Life Insurance policy today to increase the value of your estate.

A suitable option to:

  • Leave your beneficiaries with a significant tax-free inheritance

  • Invest tax-free money ifyou topped out your RRSP and TSFA contributions or if you are debt-free

  • Lessen the tax burden on your estate

How does this Insurance Policy Work?

This policy has two components:

  • A life insurance component:Provides lifetime protection

  • An investment component:Coverage includes a savings fund where you can grow your money tax-free.

The fund in your savings can be used to cover your premiums in future years or to increase your insurance amount.

Get the best Insurance Quote from Desjardins Insurance

Call 1 844-542-4678 to speak to our advisors.

What we offer

Personalized Coverage

  • You can adjust your policy whenever your needs change, penalty-free after five years

  • You have the option of choosing from over 30 different investment alternatives.

Additional Coverages

  • A promise of insurability that allows you to enhance your insurance premium without having to prove your insurability.

  • If the policyholder or insured becomes disabled, a monthly payment is given to cover some or all of the insurance costs.

  • A benefit in the event of an accident resulting in dismemberment, loss of use, or accidental death.

  • Your Needs

You want to... Term life insurance Permanent life insurance Participating life insurance Universal Life Insurance
get affordably priced coverage for a specific period

10, 20 or 30 years

- - -
Benefit from coverage that costs less over the long term -

Lifetime Coverage

Lifetime coverage with dividents

lifetime coverage with a savings component

cover your final expenses (funeral costs, income taxes, etc.)
Pay off depts after your death gline of credeits, etc.)
Manitain your family`s lifestyle after your death
Leave something behind for your loved ones -
Grow your savings tax-free and diversity your investments - -
Optimize the values of your life insurance policy - -
Receive dividents - - -
Prepare to transfer ownership of your business and ensure its sustainability after your death

Testimonials

Trusted by Clients

The Best Canadian Insurance Brokerage

Lalit Kumar

Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.

Nippurn Kaushal

One of the best service provider in their field. I took a policy for my family and the plan I choose is the best and no other provider had that plan.Extremely satisfied by their services.

Baljeet Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.

Gurjinder Singh

Thank You so much for all of the work you did. I appreciated your prompt & honest communications as well as your efforts to make everything go smoothly. It was a pleasure to work with you.