Student Insurance Benefits

BENEFITS SUMMARY

Maximum Sum Insured:
$2,000,000

Hospital 100% Coverage for Eligible Amount; Semi Private Hospital Accommodation;
Physician, Surgeon & Anesthetist 100% Coverage for Eligible Amount
Diagnostics, X-Rays, lab Testing 100% Coverage for Eligible Amount;
Ambulance Licenced Local Land and Sea Ambulance. Up to $150 for Taxi Expenses in lieu of Ambulance
Private Duty Nursing 100% Coverage for Eligible Amount up to $15000
Medical Equipment & Supplies Rental of Crutches, Wheelchair or hospital-type bed (standard non-electric model only), not exceeding the purchase price; The cost of splints, trusses, braces or other approved prosthetic appliances; Initial purchase of casts; artificial limbs, eyes or other approved prosthetic or medical appliances; Oxygen and Rental of Equipment; Blood and Blood Plasma;
Professional Services Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, acupuncturist, naturopath and speech therapist up to $600 per practitioner
Drugs or Medications Up to $10,000 not exceeding a one-month supply
Maternity Benefit Up to $25,000 for pre-natal care and involuntary termination of pregnancy or complications provided that pregnancy commenced during the period of coverage
Eye Examination One visit during any 12 consecutive months
Physical Examination One routine physical examination or one consultation for the "morning after pill" when 12 months has been purchased. Up to a maximum of $150
Emergency Air Transportation / Return home When pre-approved by Active Care Management
Transportation of Family Up to $5,000 to transport one family member and up to $1,500 for meals and accommodation
Non-Emergency Treatment Up to $3,000 to continue medical treatment when pre-approved by Active Care Management
Accidental Dental Up to $5,000 for emergency treatment for accidental blow to the face
Dental Emergencies Up to $600 for the immediate relief of acute dental pain
Wisdom Teeth Up to $150 per tooth for extraction of impacted wisdom teeth
Return of Deceased Up to $15,000 for return of remains
Burial in Host Country Up to $5,000 for cremation or burial at place of death
Accidental Death & Dismemberment Up to $10,000 Flight Accident and Common Carrier 24-Hour Accident
Psychiatric and Psychological Care Up to $25,000 for inpatient and up to $1,000 for outpatient services
Prescription Glasses, Contact Lenses, and Hearing Aids Up to $200 when required as a result of accidental injury
Tutorial Services Up to $20/hour to a maximum of $400 for a qualified private tutorial service
Trauma Counselling Up to a maximum of $500
Tuberculosis testing and Vaccination Up to a maximum of $100 for tuberculosis testing and vaccination or immunization during a 12 month period








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