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Insurance Broker Guelph
WELCOME TO Canadian L.I.C. INC
Insurance Brokers Guelph
The present situation of the pandemic has certainly left our lives in a rut. Many have lost their jobs whilst many have to spend almost a fortune on medical expenses. And this makes it more important for any individual to have a comprehensive insurance policy that can help them avoid a financial crisis. But where will you go to this market to find an Insurance Policy which meets your insurance needs.
Well, you can make the right choice and get in touch with the team at Canadian L.I.C. We will provide you with complete information about any type of insurance policy that you are looking for and even help you choose one that meets all your insurance needs.
So, if you are planning to buy a business or personal Insurance Policy from a trusted insurance company in Canada, go ahead and schedule an appointment with us. Call 1-844-542-4678 for a no-obligation quote. You will not regret it. Our dedicated Guelph team is ready to help you with your insurance needs and offer great service.
A comprehensive range of Insurance Policies
When it comes to personal life insurance policies, there is a wide range of policies from which you can choose. This also depends on your requirements. And it can be confusing when you are choosing one. However, when you are choosing Canadian L.I.C., you will have the help of professional insurance brokers in Guelph, Ontario, who can help you every step of the way in choosing the right personal insurance policy.
Have a look at what we have to offer for personal insurance:
Critical Illness Insurance
Critical illness insurance coverage pays out a lump sum benefit if the policyholder is diagnosed with a specified Critical Illness. Critical Illnesses can include conditions such as cancer, heart attack, stroke, and kidney failure. Many Critical Illness policies also cover additional conditions such as Alzheimer’s disease and paralysis. Critical illness insurance provides peace of mind by financially protecting yourself and your family in the event of a serious illness. Critical illness insurance can help to cover expenses such as medical bills, lost income, and even long-term care costs. Critical illness insurance is an important protection to consider if you want to be prepared for the financial challenges that can come with a serious illness. Are you looking for insurance quotes? Contact us today.
Disability Insurance
Disability insurance provides income in the event that a worker can no longer perform their work due disability. Not many individuals insure something crucial to their survival, i.e., their ability to work and earn a living. In addition to your standard life insurance policy, every working professional must have disability insurance should something unfortunate happen. If you do not have disability insurance, it can put a severe dent in your savings.
Term and Whole Life Insurance
A term life insurance as the name suggests is an insurance policy that covers the insured for a set period or term. In the event, you pass away before the policy term ends, your nominee will receive the lump-sum death benefit which they can do so as they please. A whole life insurance plan offers coverage lifelong, and you can choose when to withdraw the amount from the plan. Additionally, you also have the freedom to choose your premium payment frequency.
Mortgage Insurance
In case of Mortgage Insurance from Bank then Lending Bank is beneficiary. Where Mortgage insurance is an insurance product that protects the lender in the event the borrower fails to pay the amount because of some unfortunate event such as disability or death. In an instance where the borrower passes away while owing mortgage payments, the burden does not fall on to the family. When Purchased Mortgage Insurance, the family is the beneficiary, and gets the funds and the choice to spend where they feels it’s right. Please do not hesitate to contact Canadian LIC today for further enquiries on mortgage insurance.
Loan Protection Insurance
A loan protection insurance plan safeguards your family’s assets, lifestyle in the event you are not able to make the monthly loan interest payment due to you losing your job, disability, a severe illness etc. To apply for Loan Protection Insurance, look no further than the professionals at Canadian LIC.
Universal Life Insurance
A universal life insurance policy is a secure way to build wealth. It provides lifetime coverage and tax-favoured returns for assets that are non-registered. At Canadian LIC, we work with all the leading insurance providers in the country to ensure you get the best rates on universal life insurance. For more details, please do not hesitate to reach out to our team.
Money-Back Life Insurance
A money-back life insurance policy ensures the policy owner gets a percentage of the sum assured at regular intervals, instead of getting a lump-sum amount at the end of the term. The plan can be personalized to suit your specific financial goals. Invest in a money-back insurance plan today for a better future.
Super Visa Insurance
Even though healthcare is free in the country, it does not apply to non-residents. With rising healthcare costs in Canada, if you do not have medical insurance, it can burn a hole in your pocket. Super visa insurance ensures the medical needs of your parents or grandparents are taken care of in the event of a medical emergency. Depending on the plan the one chooses, which covers the Super Visa applicant’s hospital bills, Prescription Drugs etc.
International Student Insurance
It is mandatory for international students choosing to pursue their post-secondary education in the country to have health insurance as healthcare is not free for them. To ensure you do not have to stress about searching for the right insurance plan to match your needs, you can leave it up to the professionals at Canadian LIC to identify a plan that matches your budget and specific needs.
Visitor Insurance
If you are planning to travel to Canada for work or a holiday with your family or friends, it is vital to purchase visitor insurance. Visitor insurance can protect you from any travel or medical-related issues such as ambulance services, loss of baggage etc. Majorly, If you have any pre-existing medical conditions, they are also covered in the policy.
All the policies in the list above are very popular with the domestic Family clients we serve. For our commercial customers, we have another array of policies that specifically caters to all businesses.
Our business insurance includes:
Key Person Insurance
Key-person insurance reassures your customers, employees, and stakeholders that your business will survive even with the loss of that key employee. Additionally, the benefit received can be used to manage creditors and pay off debts. Ensure the operations of your business is not disrupted by applying for key-person business insurance from Canadian LIC.
Group Insurance
A Group Insurance plan not only protects the most valuable asset in your organization – the employees but also plays a vital role in the hiring of new employees, as a group insurance plan can separate you from your competitors. Additionally, they keep your employees motivated and more productive. Businesses looking for more details on our group insurance plans, give our team at Canadian LIC a phone call today.
Buy-sell Agreement Insurance
A buy-sell agreement is a legally binding contract that specifies how the partner’s share of a business may be reassigned in the event a partner dies, becomes disabled or decides to leave the business. The team at Canadian LIC can help draft the buy-sell agreement Insurance that will also stipulate the available shares to be sold to the remaining partners.
Estate Planning
At Canadian LIC, our professional and experienced estate planning agent will guide you through the estate planning process to ensure your wishes are carried out and your loved ones are taken care of. Contact our team today to schedule an initial consultation.
If you have queries, feel free to get in touch with our team. We will be more than happy to resolve them. We serve clients in and around Guelph Ontario, We ensure that you get the best deal in this market and you don’t have to pay extra for it.
Contact us for a free insurance quote today.
Investment Plans
For those who are looking for plans to invest their money in, we have something for them as well. Here’s what we have to offer:
RESP
The Registered Education Savings Plan is ideal for any parent who wants to give their children the best college education that is possible. A nominal investment amount every month can sum up to a lot by the time your kids are ready for college. And did we mention that the Canadian government will also contribute to this programme? Contact us for more details.
RRSP
The Registered Retirement Savings Plan can be used as a savings vehicle for your retirement years. You can invest when you’re earning then when you are retired, and you can reap the benefits of this plan.
TFSA
Finally, the Tax-Free savings account is exactly what the name says it is. The money you transfer into this account after Tax money, which you invest in the market & Growth earned, is not taxed.
To find out more about investment programmes, contact Canadian LIC insurance brokers in Guelph today.
We understand that it’s your hard-earned money that you are investing in any insurance policy. Considering that we try our best to ensure that you get a good deal when you’re buying a policy from us, and that means a low premium rate as well as High Returns. We don’t want you to pay extra for something that you don’t need. Speak with our team members for any insurance quote, and we can advise you on what type of policy would suit you the best.
Get the best Insurance Quote from Canadian L.I.C
Call 1 844-542-4678 to speak to our advisors.
Finding the best insurance plan for our clients
With years of experience in this line of business, our insurance brokers have the knowledge to offer several types of insurance policies. In addition to finding the best insurance plan to suit the specific needs of their clients, they also promote new insurance products for their new clients. Our insurance brokers in Guelph will explain every detail of the policy, including helping clients with insurance claims, calculating their payment plans, and filling out all the necessary paperwork on their behalf.
Whatever unique predicament you are in, our expert insurance brokers can help you navigate through them. If you are looking to purchase a life insurance policy, we will understand your medical background and help you choose a plan that serves you best.
They will educate and help you decide what you require and don’t. Additionally, we will also personalize an insurance plan that suits our customer.
Customized Insurance Quotes for our clients
Insurance brokers are employed to represent the best interests of their clients. A significant part of their job role is to clearly understand the needs, desires and wants of their clients to find the right insurance plan within their budget. It can be a complicated task to choose the correct policy by yourself. A study showed that individuals who chose an insurance plan without the help of an insurance advisor opted for a plan that did not meet all their requirements.
So, if you are looking for a reputable insurance broker in Guelph, look no further than Canadian L.I.C. In addition to an insurance advisor being highly knowledgeable on the various types of insurance policies, including offerings from all the major insurance firms, they do not favour any specific company. As mentioned above, brokers are paid on a commission basis instead of receiving payment from an insurance company. One of the most important responsibilities of an insurance broker is to help clients navigate between several insurance policies, many of which have differences that are subtle. Additionally, they help clients choose tailored insurance packages and satisfy other obligations of the customer.
Suppose you need help choosing the right insurance plan, and you are looking for professional insurance brokers in Guelph or have any insurance questions. In that case, there is no one better than Canadian L.I.C. Please do not hesitate to reach out to our insurance team today to request a free estimate on our insurance policies or to schedule an initial consultation with our professional and friendly insurance brokers. Whatever your queries, we will be more than happy to take care of them to the best of our capabilities.
Get the best Insurance Quote from Canadian L.I.C
Call 1 844-542-4678 to speak to our advisors.