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Insurance Broker Ontario

Insurance broker Ontario

Looking for experienced insurance brokers in Ontario?

Your search ends with Canadian L I C. We offer a comprehensive range of insurance policies covering everything from critical illness to whole life. We also try to provide the best premium rates possible in this highly competitive part of the market, so our clients do not feel that they are paying more for what they are getting in terms of benefits. Our Licensed advisors will sit down with you to discuss your requirements, and based on it, and we offer you with various plans. We can also advise you on what would be the best choice based on your needs, but you will always have the final say. If you want to know more about insurance policies or need a quote, then feel free to get in touch with us.

We will be more than happy to help you. Call us and schedule an appointment today!

Get the best Insurance Quote from Canadian L.I.C

Call 1 844-542-4678 to speak to our advisors.

Do I need life insurance?

Let’s put it this way. If you don’t have an insurance policy and due to a mishap, you find yourself in a financial crisis, how will you take care of your regular living expenses? Having insurance gives you a financial safety net for yourself and your family. If you lose your job, or if you are in an accident or in the event of you passing away, the insurance company will take care of your loved ones. It doesn’t have to be that serious; even if you are hospitalized for some reason, then a health insurance policy can offer coverage for treatments as well. So yes, it is always advisable to apply for insurance, not only for you but for your dear ones too.

What we offer at Canadian L I C

When it comes to insurance policies, we cater to both Families and Business clients. Whether you are looking for a term life option or a million-dollar policy, give us a call. On the other hand, if you’re running a business, no matter how big or small, we can offer potent commercial insurance policies for your business, be it an individual or a group policy. Here’s a list of insurance policies that we offer for our client; have a look:

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Personal Insurance Policies

Every individual or family has its own story and deserves its own personalized insurance policy. As the key decision-maker for your family, you want to know what your options are, and below-mentioned are some personal insurance plans to protect your assets, family and manage your risk.

Critical Illness Insurance

A Critical Illness Insurance plan gives you a one-time, lump-sum pay-out up to the limit of the policy. This insurance is to help make sure your family can continue to meet financial obligations if one of the sources of income is lost due to a Critical Illness or Surgery.

Disability Insurance

A Disability Insurance plan is a way to replace a portion of your income should you find you are unable to work due to a disability. No one ever knows when they’re going to become disabled, nor do we know what will cause it, but this kind of insurance is designed specifically to help you despite all the uncertainty you may be facing during this time to cover your minimum payments & daily expenses.

Mortgage Insurance

Mortgage Insurance is a type of insurance that protects the family or policyholder. This plan protects you financially in the event you cannot make your mortgage payments mark of Sickness or Injury or Death. So you do not default and can protect your credit score. Extra Coverage can be added to the Mortgage Insurance.

Loan Protection Insurance

Loan Protection Insurance is a policy that helps a policyholder financially in times of need. If you are unable to pay your loan due to illness or due to an accident that has led to disability. By investing in this insurance, you can help pay for your monthly loan and protect yourself from being tagged as a defaulter and protect you Credit. For Loan Protection Insurance have a Limit up to 5000 for personal expense and $5000 for business expense.

International Student Insurance

When you are applying for international student health insurance, you should know that Canadian healthcare rules and regulations differ from province to province. International student do not get Health Card, this student plan covers them all medical conditions upto coverage amount.

Key Person Insurance

Key Person Insurance is a life insurance on the person who runs the business or is an integral part of it. If you are running a small business, which entirely depends on a key person, it is important that you get him insured.

When comparing the value of personal insurance, you must consider the amount of money you or your loved ones would require when you are no more. Your insurance plan should safeguard you against any financial burden. This is where the insurance brokers at Canadian L I C can be of great help.

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Business Insurance Policies

We understand that the insurance needs of every business are different. Be it a large or a small organization, we are aware of the various challenges and hazards, and that is why we provide customized solutions and offer solutions that will benefit your business. Below-mentioned is some of the commercial insurance plans, we specialize in:

Group Insurance

Group Insurance plan provides better coverage and ensures that the physical, mental and financial health of your insured employees are taken care of. It also provides you with a peace of mind and reassures your employees. Group insurance can also provide coverage to family members of employees. Group Insurance helps retain hardworking dedicated employees.

Term Life Insurance

The Term Life Insurance plans we offer the least expensive and simplest type of life insurance you can find. Whether you need something immediately or are thinking for the future, Term Life Insurance gives you a variety of opportunities to make sure you’re always covered no matter what you choose from 10 Years, 20 Years or 30 Years or Pick a Term.

Insurance broker ontario

Whole Life Insurance

Whole Life Insurance is the Permanent Life Insurance Policy and paid out to a beneficiary or beneficiaries upon the policyholder’s death, provided that the premium payments were maintained. Whole life insurance pays a death benefit, but also has a savings component in which cash can build up, which can be taken out if needed

Universal Life Insurance

As a holder of a Universal Life Insurance Policy you have options on the terms of the contract you sign. You can select a policy that allows you to take a loan against the cash value the policy has accumulated. You can also, potentially, withdraw some or all of the cash value of the policy.

Money-back Life Insurance

If you are wondering, what happens to the premium for your life insurances plan if you survive the whole term, well, you will be pleased to know that both Whole Life Insurance and Universal Life Insurance have a built-in cash value. This comes under the money-back life insurance policies and you can get it back.

Super Visa Insurance

Super Visa Insurance provides medical insurance coverage for parents and grandparents of Permanent Residents and Canadian Citizens. Super Visa Insurance typically covers: Emergency medical. Hospital care. Emergency dental care, etc.

Buy-sell Agreement

A Buy & Sell agreement is a legally binding agreement between co-owners or shareholders. In case one of the co-owner dies leaving the business, the surviving partner can buy the remaining shares of the business by proceeding of the insurance money by offering to the family next of kin.

Estate Planning

Life Insurance plays a very important role in Estate Planning. Estate Planning also provides financial stability for your dependents and family members. It can also be used to pay taxes, fees or clear any debts.

After looking at that list, you may have an understanding that we offer a variety range of insurance policies depending on your requirements. In addition, you can contact us for investment options as well. If you are planning to save for your golden years, you can opt for the RRSP plan and if you just want to save some money then a TFSA account would be a perfect choice. Now, if you are a parent and want to save for your child’s higher education, then you can open a RESP account with us.

If you have any queries, feel free to contact our team at Canadian L I C or set up an appointment with us. We will be more than happy to help you.

Get the best Insurance Quote from Canadian L.I.C

Call us on 1 844-542-4678 and book an appointment to compare quotes.

Why choose the insurance brokers at Canadian L I C?

  • Reasonable Quotes
    With a plethora of insurance brokers to choose from in Ontario, we have a proven track record of providing our clients with top-class insurance brokerage services that suit their budgets as well. With years of experience in the industry, we have built a solid reputation with renowned insurance companies all over Canada, and we can confidently say that we can offer the most affordable rates than any other insurance broker in Ontario.
  • Personalized Insurance Brokerage Solutions
    Unlike Insurance Companies that quote only insurance products that are theirs, when you choose the insurance brokers at Canadian L I C, you will receive a lot of insurance plans from several lenders which helps you make a more well-informed decision. We don’t settle on offering clients a wide range of insurance plans, we also provide customized solutions that suit their requirements.
  • A Second-to-None Service
    At Canadian LIC, our insurance brokers do not preach to clients the “one policy fits all” schtick. Instead, we identify insurance products that will meet your needs. Our personalized service is second-to-none. When our survey the market, we keep your needs in mind, so we can choose the right plan/plans. We will even go the extra mile and alter our services to meet your requirements.
  • Highly Experienced Insurance Brokers
    At Canadian L I C, all our insurance brokers are experienced professionals. They are highly educated and are up-to-date with all the latest market trends, news, products and services. This ensures that you can rely on them to make an educated decision of which decision is best suited for you.
  • Round-the-Clock Insurance Claims Service
    When our clients need us the most, we are always there for them. The services we offer ensure the needs of backed up by our service guarantee to protect yourself, your loved ones, and your business. We don’t just work for our customers, we work with them. Our insurance brokerage in Ontario are available round the clock to help clients with any insurance claims they have. We are here to seamlessly guide you through the entire process and make you feel relaxed.
  • It is stress-free doing work with our insurance brokers
    When it comes to comprehensive insurance brokerage solutions, we have set the gold standard for providing clients with a service that is timely and professional. You can expect a service that is nothing short of excellent.
  • Trusted by many insurance companies in Ontario
    Our outstanding relationships with many reputable insurance companies in Ontario give clients the freedom to choose the best plans from a wide range of options.

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Professional insurance brokerage solutions

Our professional & registered insurance brokers are always more than willing to help clients with their insurance needs. Every direction of our services is dedicated to ensuring they rest easy knowing their best interests are well looked after. We strive toward getting clients the best insurance coverage at great prices. We will do all the heavy lifting and shop around for policies and present you with a wide range of options to choose from. Get in touch with our team today to find out more details on our insurance brokerage services.

Schedule an appointment with Canadian L I C today!

If you are interested in finding out more information on personal insurance or business insurance, our team of experienced insurance advisors in Ontario can help you with that. We are here when you need us to get the best possible insurance brokerage solutions. You can depend on our team to help you choose the right insurance coverage. If you feel you are paying too much for an existing insurance plan, call our team today at 1 844-542-4678 to schedule an appointment or to request an estimate. We will recommend insurance plans that meet your personal and business needs.

Get the best Insurance Quote from Canadian L.I.C

Call 1 844-542-4678 to speak to our advisors.

FAQs

A: That’s quite normal, you can discuss your insurance requirements with us and we can advise you on what type of policy would be suitable according to your needs.

A: The premium amount may change depending on any change according to the insurance contract.

A: In some cases, you may get a part of the premium that you paid overtime for the insurance policy. Contact our team for further details.

Need Help With The Policies? Call us!

We are available 24x7 at your service

Our customers love us. Don’t take our words for it

See for yourself what they have to say about us

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Lalit Kumar

Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.

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Maninder Bihla

Wonderful personality and very professional lady . Best knowledge of all the product and I m so happy with her service. Thankyou

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Karam Sandhu

Wonderful Personality. She has a good knowledge of insurance and also gives you variety of options to work with your budget. I will recommend her for your insurance needs.

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