Why should you get critical illness insurance?

Insurance broker

Sharing your financial burden in a time of need
We understand that if someone in your family has been diagnosed with a life-limiting illness, emotionally how stressful it can be. Choosing a critical illness policy can help you financially. One of the problems that you might be facing with regular health insurance is, you might have to apply for reimbursements, which may require a lot of paperwork. We don’t want you to go through all that hassle in those stressful times. You can opt for a one-time lump sum payout which you can use for the treatment or anything you want.

This option is very helpful in the scenario where source of income is lost due to critical illness and there’s a drastic change in a family’s lifestyle. You can use the amount that you get for everyday household expenses until you have financial stability again. However, the reimbursement option is available with us if you want to opt for it.

What does critical illness insurance cover?
Well, as the name suggests, critical insurance covers most life-threatening or life-limiting conditions such as:

  • Cancer
  • Paralysis
  • Stroke
  • Heart attack
  • Coma
  • Loss of limbs

The coverage amount depends on the policy you choose. After the minimum survival period has passed, you can get the lump sum amount. For details about critical illness insurance, call us.